Originally posted by Notascooby
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Payday loans may outstrip credit cards
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In Scooter we trust -
Originally posted by The Spartan View PostYou don't have to be a drug addict to buy drugs and are you saying people who work don't dabble in drugs?Comment
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Originally posted by MarillionFan View PostIt's always been around 'on tic', 'the never never', 'HP'. It's nothing new.Comment
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Originally posted by Support Monkey View PostExactly, its always been around but the problem now is the consumer society we live in where people feel their hard done by if they don't have the 42" telly or an Iphone, there will always be genuine hardship cases but alot of them are only funding a lifestyle beyond their means, when you walking past one of these places check out the people inside £100 bench jeans, £400 I phones £90 superdry jackets, that to me is not a genuine need and these kinds of places only fuel the circle of debt their already inJust saying like.
where there's chaos, there's cash !
I could agree with you, but then we would both be wrong!
Lowering the tone since 1963Comment
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Originally posted by Arturo Bassick View PostYou seem to be under the impression that these people can't afford these items when actually they can. Due to their circumstances they may end up paying more for them, but if they have budgeted properly they can afford them. It's expensive being poor! (T.V. Smith)
budgeting is knowing what is coming in and spending it wisely and making it last until you get payed again even if that means going withoutComment
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Originally posted by Notascooby View PostI'm saying they'd more likely use their income to pay for these. If you "dabble" then you're less likely to sell the telly to pay for smack.In Scooter we trustComment
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Originally posted by Churchill View PostGood luck starving, then. Bankruptcy won't put food on your table or pay your electricity bill.
Your comment was as per usual nonsensical.
We have a benefits system in place to see that welfare is maintained.
Why would anyone use payday loans when facilities are in place to provide us with basic needs?"Never argue with stupid people, they will drag you down to their level and beat you with experience". Mark TwainComment
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Originally posted by scooterscot View PostPeople starve in Africa everyday I don't see them queuing at pay day loans with cheque in hand. Have you ever been to a developing country? I'm guessing not or you would not use the term starving so loosely. It's particularly insulting to suggest people are starving because of financial reasons when we've on the verge of an obesity epidemic.
We have a benefits system in place to see that welfare is maintained.
Why would anyone use payday loans when facilities are in place to provide us with basic needs?Comment
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That would be 'Raymond' discussed on this board last week.
would like to see a cap on APR say 30% so borrow £100 and it costs £130 max in a year. Plus better regulation.Always forgive your enemies; nothing annoys them so much.Comment
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Originally posted by vetran View PostThat would be 'Raymond' discussed on this board last week.
would like to see a cap on APR say 30% so borrow £100 and it costs £130 max in a year. Plus better regulation.
+1 for Better regulation though.Comment
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