Bankruptcy

[doodab]

Try threatening with Swindon or Slough instead of Basingstoke.

You might have something there. Perhaps we should do some "day trips" next time I'm back in the UK.

[DimPrawn]

Any tips on persuading a woman to wake up, smell the coffee and do what is good for them & the family rather than living in cloud ******* cuckoo land.

Yeah, if you find that one out, we'd all like to know.

[cailin maith]

You might have something there. Perhaps we should do some "day trips" next time I'm back in the UK.

How often do you come home?

[doodab]

How often do you come home?

Once a month or so.

[MarillionFan]

Any tips on persuading a woman to wake up, smell the coffee and do what is good for them & the family rather than living in cloud ******* cuckoo land will be gratefully received. Failing that, any tips on getting rid of 20k of unsecured debt would be handy.

Basically the mother of my child doesn't want to move to Germany. Running two houses means my outgoings are greater than my income, so although I have a perfectly good contract it looks like I am going to have to kick that into touch and return to the UK for a tulip rate that still won't cover my outgoings.

I am currently threatening her with life in a crappy provincial town in the hope she will see sense.

1) How has the debt been accrued and are you paying interest on it? If it's question of spiralling APR then a couple of 18 months -% cards with a balance transfer will sort that out.

2) The two house thing. Do you own or are you renting? No point renting two places. Can she move home to mother?

3) Does she work? If not, then it's tough shit: she needs to follow you or get a job.

4) Fake the bailiffs. Always a good way to get the other half to see sense when someone comes around and threatens to take your TV and break your legs (fake it though

[Churchill]

Once a month or so.

Does she fly out there the odd weekend?

[DimPrawn]

BBC - Britain From Above - Stories - Building Britain - Birth of Swindon

Makes yer proud!

[cailin maith]

Once a month or so.

Do you really think that is enough?

Do you need to run two houses, can you not do the weekly commute thing? And rent a room or something over there? I dunno if thats possible.

However, you need to show her the figures, sit her down and show that things just don't add up and that ye need to do whats best for you as a family.

You said earlier you like your son. Do you like her though? If not, you are flogging a dead horse and need to get your tulip together. If you do love her & want it to work, be honest and explain everything to her. You might be suprised at how she reacts.

[doodab]

1) How has the debt been accrued and are you paying interest on it? If it's question of spiralling APR then a couple of 18 months -% cards with a balance transfer will sort that out.

Most of it is at 0% until early next year, there is a couple of k left on a loan that could be moved onto one of the cards, the problem is what happens when the 0% deal runs out as I've already got every card going so applying for another is a bit of a problem.

2) The two house thing. Do you own or are you renting? No point renting two places. Can she move home to mother?

Two lots of rent. That is the crux of the matter.

3) Does she work? If not, then it's tough tulip she needs to follow you or get a job.

When childcare is factored in she won't earn enough to make it worthwhile. She does have an income from letting out a couple of flats.

4) Fake the bailiffs. Always a good way to get the other half to see sense when someone comes around and threatens to take your TV and break your legs (fake it though

Hmm, another good idea.

[doodab]

Does she fly out there the odd weekend?

Yeah, they normally come over for a longer though cos my boy isn't in proper school yet.