Reasons to emigrate

[sasguru]

It is hell and gone from being paid off. As are the credit cards.

Not sure I understood that ...

[Tarquin Farquhar]

Not sure I understood that ...

The mortgage is a long way from being paid off. The credit cards also show a substantial negative balance, which will be some time in clearing off.

[EternalOptimist]

How's the "arse cream" down there anyway?

The Anusol ?????

some bloke bought the countries entire stock and ate it, lock stock and barrel. One of his colleagues had asked him 'hey Tay, have you seen that new stuff you can take to improve your personality?'

[sasguru]

The mortgage is a long way from being paid off. The credit cards also show a substantial negative balance, which will be some time in clearing off.

Hmmm divorce or excessive consumerism?
Its usually one or t'other?

[Tarquin Farquhar]

Hmmm divorce or excessive consumerism?
Its usually one or t'other?

Late divorce. New mortgage starting at age 56 with no large deposit.

Followed by 2009: I had calculated that I could stand 6 months out of work and then a contract on half the rate. What I got was 9 months out of work and then a contract on a third of the rate.

TBH I'm now thinking of giving that up. Right now I'm struggling to pay a mortgage that I may not be able to keep up for its life, just in order to have a paid-up home "when I retire". It's beginning to look a bit like beggaring the better part of my remaining life span, in order to achieve some conventional target for the remaining part of my life span, if I reach it. I might rather have a life now, and let the morrow take care of itself.

And when I look at the boxy little house and poky garden that I get for all the money I can earn, I am sorry I ever came back.

I'm tired of working Monday for the flights, Tuesday for the hotels, Wednesday and half Thurday for the Revenue, The rest of Thursday and most of Friday for the Mortgage, and seeing that I haven't even covered council tax yet.

And no, that does not mean that I would be a complainer anywhere I lived: it is the ruinous cost of living in the UK, and especially of "getting on the housing ladder" in southern England, that has done this.

[lilelvis2000]

I found some of these enjoyable to read: http://www.emigratenz.org/migrantstories.html

[lilelvis2000]

I'm tired of working Monday for the flights, Tuesday for the hotels, Wednesday and half Thurday for the Revenue, The rest of Thursday and most of Friday for the Mortgage, and seeing that I haven't even covered council tax yet.

Gosh, and I'm thinking of packing it all in because I haven't had any work in a while. I'm actually thinking of - gasp - looking for a permanent job. eek!
But then I read this - http://news.bbc.co.uk/1/hi/uk/8464470.stm. Arrrgh.
And I'm living in the largest armpit in England.

[sasguru]

Late divorce. New mortgage starting at age 56 with no large deposit.

Followed by 2009: I had calculated that I could stand 6 months out of work and then a contract on half the rate. What I got was 9 months out of work and then a contract on a third of the rate.

TBH I'm now thinking of giving that up. Right now I'm struggling to pay a mortgage that I may not be able to keep up for its life, just in order to have a paid-up home "when I retire". It's beginning to look a bit like beggaring the better part of my remaining life span, in order to achieve some conventional target for the remaining part of my life span, if I reach it. I might rather have a life now, and let the morrow take care of itself.

And when I look at the boxy little house and poky garden that I get for all the money I can earn, I am sorry I ever came back.

I'm tired of working Monday for the flights, Tuesday for the hotels, Wednesday and half Thurday for the Revenue, The rest of Thursday and most of Friday for the Mortgage, and seeing that I haven't even covered council tax yet.

And no, that does not mean that I would be a complainer anywhere I lived: it is the ruinous cost of living in the UK, and especially of "getting on the housing ladder" in southern England, that has done this.

My sympathies.
But I also have a practical solution - sell up and get a flat through Shared Ownership where you own say only 25%.
Or even rent.
Tis true that there is no point in paying for a mortgage if it buggers up your life. You cant take your property with you and its the here and now you must think of.

[Tarquin Farquhar]

I do think it is only going to get worse here. It's all part of the same decline. The NHS is inadequate simply because we cannot afford it. Transport infrastructure likewise. The Tories will make little difference either, the cake is now so small that no way of cutting it will make it go round.

Happily I think that my partner has come round to the idea of giving up the house and moving to another country. Only in NW Europe, but still:

Eliminate huge mortgage. Decent houses can be rented in most other places. And none of this 6-month shorthold tenancy stuff.
Eliminate weekly commuting costs. Paying for a second place to lay my head is crippling.
Escape the UK and its low-income low-quality life.

[EternalOptimist]

Apologies TF ,if you already mentioned it

but where are you commuting from and to, and why ?