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The crash will come when the last doom monger has given up and put all his life savings into a tracker fund.
Same with house prices. When everyone believes again that house prices only ever go up, the crash will be upon us.
How did this happen? Who's to blame? Well certainly there are those more responsible than others, and they will be held accountable, but again truth be told, if you're looking for the guilty, you need only look into a mirror.
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