how low can I go?

[Churchill]

Would you like to know how quickly 30 becomes 40?... the blink of an eye

WHS

[BrilloPad]

Would you like to know how quickly 30 becomes 40?... the blink of an eye

Sad but true.

[Fred Bloggs]

From 40 to 50 must be 1/2 a blink then, sadly. Mentally I'm 25, physically I'm a fat, unfit 52 year old. Oh dear

[Churchill]

From 40 to 50 must be 1/2 a blink then, sadly. Mentally I'm 25, physically I'm a fat, unfit 52 year old. Oh dear

I'm 42 now and still think I'm 19. CM would say I behave like I'm 9 sometimes.

I'm looking for a contract too now that I've moved back up North, I've not ruled out going staff. I've not ruled anything out!

[Cyberman]

It's largely irrelevant. The biggest factor in old-age poverty will be simple arithmetic. Demographics, as they call it. When you are old, retired, and infirm, you want healthy young people to do things for you. When there are too many oldsters making the demands, and too few youngsters to do the work, not all the wrinklies will be able to get. It doesn't matter if they all have gold-plated pensions, it's a shortage market and somebody is going to be at the bottom of it, and not get what they need.

If you have children, advise them to think about it now. They are worse off than we are. All we need to do is save some money to be ahead of the crowd. But when our children see our generation living off cat food, they are going to come to their senses PDQ and start saving like crazy to avoid that. So any of our children who want to be ahead of their cohort will have to do something special.

Kids will definitely be worse off in the future as they will be underpaid due to non-stop globalisation and reduced spending power of pensioners, and overtaxed due to massive debts that this HMG are accruing at a rate of 1 Billion pounds every two days. It's a sad future indeed !!

[NickFitz]

I'm 42 now and still think I'm 19. CM would say I behave like I'm 9 sometimes.

Twenty-four years ago my job involved visiting housebound frail and elderly people. They ranged in age from late sixties to early nineties. Every single one of them told me at some point that they didn't feel any different in themselves than when they were nineteen or twenty.

I concluded that although you obviously develop mentally because of greater experience, it's only your body that actually ages. Inside you stay pretty much where you were when you became an adult, in terms of your sense of self.

[darmstadt]

Credit card mainframe systems, COBOL CICS MVS etc, IBM Assembler, RPG, ...... nothing of any value now.

Plenty of that over here though, I'm always getting calls for COBOL but turn them down as I hate it and I'm not a programmer. Just got off the phone with a company who want someone to go in and set up a new test infrastructure for mainframes and SAP systems. There is plenty of mainframe work but agents don't know what they are. Find an agent who has been in the business a long time and you should be laughing.

[Cyberman]

Twenty-four years ago my job involved visiting housebound frail and elderly people. They ranged in age from late sixties to early nineties. Every single one of them told me at some point that they didn't feel any different in themselves than when they were nineteen or twenty.

I concluded that although you obviously develop mentally because of greater experience, it's only your body that actually ages. Inside you stay pretty much where you were when you became an adult, in terms of your sense of self.

The secret for staying young IMO is to mix in younger circles, keep fit and off drugs, eat healthily, do not get overstressed and keep a sense of humour, retire early, and certainly never get married.

I must be doing something right as most people never guess that I am 54 as I could easily pass as 15 years younger. :smug

[expat]

That's what I was told by the Nationwide when I asked but after complaining that the criteria would only suit someone that didn't need it I was asked if I had considered a payment holiday? …Which was all I wanted anyway.

I then arranged a 12 month payment holiday but chose to carry on paying the interest, apparently I'm entitled to have 2x payment holidays between 1-12 months during the span of the 25 year mortgage.

Yes, I'm taking that into account. I can take a payment holiday subject to their being sufficient funds in the Cash Reserve or Prepayment Reserve.

Cash Reserve = £6700
Prepayment Reserve = £0.

therefore payment holiday available = 3 months.

I'm planning to use that to keep from being repossessed during the processing of the sale!

[milanbenes]

expat,

when I do a search on jobserve for siebel oracle migration

i get returned 700 contracts...

http://www.jobserve.com/JobListing.a...436A0EA1ED4B45


seems like a good area

Milan.