How much do you save in your pension each month?

[AlfredJPruffock]

-- posted simaltaeneousley (sp.) with Alf. There's a quantam mechanics related joke in there somewhere....

Aye

Quark, Strangeness And Charm is a 1977 studio album by Hawkwind. It reached #30 on the UK album charts.

This is Hawkwind's seventh studio album, hence "The Hawkwind Part 7" title on the inner sleeve. It is the band's first album without co-founding member Nik Turner, and drummer Alan Powell had also departed. In addition, Adrian "Ade" Shaw from Magic Muscle replaced Paul Rudolph during the recording session.




Einstein was not a handsome fellow
Nobody ever called him Al
He had a long moustache to pull on, it was yellow
I don't believe he ever had a girl
One thing he missed out in his theory
Of time and space and relativity
Is something that makes it very clear
He was never gonna score like you and me
He didn't know about
Quark, Strangeness and Charm
Quark, Strangeness and Charm
Quark, Strangeness and Charm

I had a dangerous liaison
To have been found out would've been a disgrace
We had to rendezvous some days on
The corner of an undiscovered place
We got sick of chat chat chatter
And the look upon everybody's face
But all that doesn't not anti-matter now
We've found ourselves a black hole out in space
And we're talking about
Quark, Strangeness and Charm
Quark, Strangeness and Charm
Quark, Strangeness and Charm

Copernicus had those Renaissance ladies
Crazy about his telescope
And Galileo had a name that made his
Reputation higher than his hopes
Did none of those astronomers discover
While they were staring out into the dark
That what a lady looks for in her lover
Is Charm, Strangeness and Quark
And we're talking about
Quark, Strangeness and Charm
Quark, Strangeness and Charm
Quark, Strangeness and Charm


Robert Calvert starts to dominate proceedings with his science fiction inspired lyrics, whereas the music is lighter and more commercial than previous offerings.

[DimPrawn]

I put £1k a month into a SIPP.

There's one born every minute.

[Foxy Moron]

There's one born every minute.

Might as well SSIP it up the wall!

[TimberWolf]

Might as well SSIP it up the wall!

[DimPrawn]

I'd love to see the guys face when he hits retirement age.

[Ruprect]

<dumb question>

If you're going to invest the money for a long period anyway, why wouldn't you use a SIPP as you get tax breaks on it?

</dumb question>

[DimPrawn]

<dumb question>

If you're going to invest the money for a long period anyway, why wouldn't you use a SIPP as you get tax breaks on it?

</dumb question>

Because of the restrictions. FFS you used to be able to get some money out at 50, now it's 55. In a few years that will probably be 60.

You can't put property in your SIPP and property is going to be a good investment down the line. You might get cancer and need the money. You can't get it out.

The drawdown takes years.

If you think is SIPP is a good idea, you are a fool.

The rules will change. Your money will be stuck. Brown will do a pension pot grab. I could go on.

[Ruprect]

Thanks. I don't have one anyway, just asking really.

[Foxy Moron]

It is a good idea, if you don't want/need your assets to be very liquid, the stock market becomes reliable, the asset manager makes wise choices, you don't die early.
However, A tax saving on a loss isn't really a saving.

I'd rather use my surplus funds in order to make me rich.

[DaveB]

Permie now so paying about £250 per month into a company Stakeholder Pension with the company paying another £550 on top of that.

Mixture of things in it having chosen my own investments rather than the abysmal managed option. No real idea on performance yet as it has only been going for 3 months