Compensation

[Troll]

Eldest sprog ran into woman at roundabout - classic tale roundabout is clear & she starts to go then stops .. son checking roundabout continues on and runs into back of her.

Max speed 15mph - damage to sons car - smashed headlight assembly (£49.99 and now replaced by moi in 30 mins)

Damage to woman's car (Mondeo) dislodged back bumper and paint scratched. I was going to go round at weekend and offer a replacement fitted by me from eBay ( £50 ish) + cash (£100) for her trouble or £150 to ignore the damage to her 7 year old car either way would save his no-claims.

2 days later got a call saying she making an appointment to see a Doctor as she thought she had whiplash injury.

Looks like sprog will kiss his NCB bonus away - anyone know how much checking insurance company do on 'collision injuries'?

[moorfield]

2 days later got a call saying she making an appointment to see a Doctor as she thought she had whiplash injury.

Looks like sprog will kiss his NCB bonus away - anyone know how much checking insurance company do on 'collision injuries'?

Get some good advice, quick.

This seems to be becoming a common wheeze now, playing the health + safety claim. I know a few people involved on either side of this. My sister in law was slightly hurt in a prang 18 months ago. She suffered a (very) minor injury and wasn't that bothered about it (being of the 20-years-ago-we-would-have-just-got-on-with-it-stop-being-a-t1t mindset) but was pursuaded to claim it. 18 months later her insurer is still screwing the other side for all they can.

[vetran]

Whs

Insurer was very eager to claim compensayshun on my behalf.

Get advice, say nothing. Son has poor hand, young, rammed into back etc.

[BrilloPad]

You could go round and ask her how much in cash to drop the claim now. Point out it will take months/years for cash to come through.

Covertly record the conversation(think you can get the stuff cheaply from Maplin). She may admit she is telling porkies!

its almost impossible for doctors to tell if people are trying it on or not : how can you measure pain?

My ex suffered a neck injury : she had just had all 4 parathyroids(sp?) operated on as a prelude to her kidney transplant. I was deliberately driving slowly : 30mph in a 40mph zone on the A217 dual carriageway. Some idiot pulled right in front of me by mcdonalds : through quick reactions I hit him at about 15mph(nowhere to drive round : I was boxed in). Wrecked the suspension on my escort(about £4k!!) and ex hurt her neck. She got about £1500 after 9 months. She was genuine : but the doctors did not really check.

[wc2]

This happened to me..

I drove into the back of some woman.

Max 5mph

When I heard how injured she was I rang the insurance company and told them she was trying it on.

They were very interested.

I heard nothing more. (10 years ago)

[Platypus]

I once ran in to the back of someone, not very fast. maybe 30. They got £5k (this was 10 years ago). I was surprised they got so much for such a small bump.

If I were you, forget your son's NCB and let the process play out. Trying to offer her cash to "go away" if she's claiming injury is probably a bad idea.

However DO point out to the insurance company that it was she who stopped unexpectedly and caused the accident. Gosh, it sounds to me like she was almost hoping to be rear-ended. Isn't that fraud?

[Mich the Tester]

If you're really worried, speak to a private detective. Your insurer might even be interested in doing so. One photo of here walking about carrying her shopping normally and you and your insureer could take her to court.

[Platypus]

If you're really worried, speak to a private detective. Your insurer might even be interested in doing so. One photo of here walking about carrying her shopping normally and you and your insureer could take her to court.

Excellent point! Better to spend your money depriving her of an easy payout than bribing her to go away.

[Bagpuss]

Whiplash is hard to prove, that's why it's the favourite bogus claim of scammers.

I remember years ago as a newish driver I a had a golf gti and I hit a crappy old nissan sunny (worth about £300 max) while pulling out of a side road. It was obviously my fault and I offered to get it fixed for him (knew someone plenty cheapness), and wanted to preserve my NCD. Guy said he was going to get a quote form nissan, obviously with the intention of getting it written off.
You can never win when the £ signs start flashing.

Your son will have to take the hit and build up his NCD. Or if that is too expensive go on your insurance and start building it up when the accident details are no longer required.

[Mich the Tester]

Excellent point! Better to spend your money depriving her of an easy payout than bribing her to go away.

Yes, and then sue her for damages afterwards.