Anyone signed on the dole while benched?

[Jubber]

OK, another spin on the situation.

A contractor is working via an umbrella and has been benched since November. No NI has been paid since Nov and won't be if he doen't sign on, but the contractor has savings over £16k. The umbrella has issued his P45 so does he sign on or does he use his (personal) savings to live off?

If he uses his savings then that may last 12 months. If he signs on, he will still have to use some of his savings, as £60 a week will not pay the bills, but his saving will last a little longer?

Please, no rants about how he should of gone Ltd, etc.

Cheers

The individual is unemployed. They should make a claim against their NI contributions. Just like you would with any other insurance. Would you not claim on your car insurance even though you had paid the premium?

The individual should have signed on a while ago and declared their savings, that way their NI contributions would have been paid, but obviously no cash until their savings have dropped.

[ratewhore]

If you can pay your salary, pay it. You don't need benefits. If you run the company dry because you can't get work, go and ask the job centre people. They'll give you facts rather than the shit spouted by some of you twats.

What has become of CUK?

Jeez...

[Cyberman]

The individual is unemployed. They should make a claim against their NI contributions. Just like you would with any other insurance. Would you not claim on your car insurance even though you had paid the premium?

The individual should have signed on a while ago and declared their savings, that way their NI contributions would have been paid, but obviously no cash until their savings have dropped.

The unemployed person can claim CONTRIBUTIONS-BASED JSA if he has paid at least one year of NI class A contributions in the past 3 years, regardless of savings. He only gets this for six months.

[Cyberman]

If you can pay your salary, pay it. You don't need benefits. If you run the company dry because you can't get work, go and ask the job centre people. They'll give you facts rather than the shit spouted by some of you twats.

What has become of CUK?

Jeez...

Jobcentre people do not know the answers, as I found out !! Do your own on-line enquiries.

[NotAllThere]

... If you run the company dry because you can't get work, go and ask the job centre people. They'll give you facts...

Your naive faith in the competence of civil servants is almost touching. Have you ever dealt with one?

[ratewhore]

Your naive faith in the competence of civil servants is almost touching. Have you ever dealt with one?

Yes I have, thanks for asking. I'd much rather get facts from the horses mouth rather than the horses arse...

[Cyberman]

Yes I have, thanks for asking. I'd much rather get facts from the horses mouth rather than the horses arse...

Well, if you get it from the horses mouth they told me that I could not claim because I had not paid 5 years NI in the past 5 years. I then did my own research which proved the lady that I spoke to totally wrong. I get the feeling that it is their policy to mislead and discourage claimants.

[Bagpuss]

My 2 peneth... You can claim jobseekers but only if you prove that you are available and actively seeking work and that's any work!

If you are and you do not intend to close the Company you will next need to prove that you are absent from work with good cause i.e. by declaring that there is no work available in the Company and no work in the pipleine. You will next need to prove that the Company is financially unable to pay you; you will probably be asked to provide the current Company Bank statements plus a profit & loss account for the last 3-6 months, showing the current financial situation of the Company. If there are funds available in the Company you will be asked why the Company is not paying you.

JSA isn't means tested based on saving (as income support is), but you become inelligible if they can prove you have available income.

IMHO we are discussing how to commit fraud here, as the OP is just between contracts and has not run out of income.

[Cyberman]

My 2 peneth... You can claim jobseekers but only if you prove that you are available and actively seeking work and that's any work!

If you are and you do not intend to close the Company you will next need to prove that you are absent from work with good cause i.e. by declaring that there is no work available in the Company and no work in the pipleine. You will next need to prove that the Company is financially unable to pay you; you will probably be asked to provide the current Company Bank statements plus a profit & loss account for the last 3-6 months, showing the current financial situation of the Company. If there are funds available in the Company you will be asked why the Company is not paying you.

JSA isn't means tested based on saving (as income support is), but you become inelligible if they can prove you have available income.

IMHO we are discussing how to commit fraud here, as the OP is just between contracts and has not run out of income.

As usual, a load of bulltulip from sourpuss

[ratewhore]

As usual, a load of bulltulip from sourpuss

Another constructive CUK moment...