2%

[Bagpuss]

Or you have a modest mortgage that you want to overpay and have a baby so were planning on holidaying in the UK anyway.

That's good for you, but sooner or later depositors are going to start withdrawing money and that will result in serious liquidity problems for the banks. The banks are/were still doing some good savings rates to try and improve liquidity but the government is forcing them to lend more and more cheaply thus reduce their ability to attract savings money.

[Iron Condor]

My interest only mortgage has fallen from over £1000 to just £400 in a few months.

Rates are expected to fall another point at the start of next year.

So i will be paying around £250 a month if that happens.

[Trev16v]

I've got a 20 year fixed at 5% (been on it for 6 years).

Well, I'll have your dancing banana then.

[TheFaQQer]

My interest only mortgage has fallen from over £1000 to just £400 in a few months.

Rates are expected to fall another point at the start of next year.

So i will be paying around £250 a month if that happens.

Shame your house will be worth about £150 including fixtures and fittings though.

[b0redom]

Anyone on a 6% fixed rate that I can laugh at?

[DimPrawn]

[b0redom]

[DimPrawn]