I appear to have 'won' a holiday.

[TheFaQQer]

I've won a few of these over the years - it's amazing what ticking the top box for your salary will do!

It depends on the people - the last one I did I said at the start "I'm not interested" and the rep accepted it and let us on our way after 10 minutes or so.

Of course, you may end up buying, which may or may not be a good thing

[the_rangdo]

Few years back I got a 1 weeks stay in a villa in Nerja-Spain for attending a presentation.

Very pleasant holiday

[Platypus]

Exactly. But how bad will it be? I know it's going to be 2hrs of hard selling.

Tip I heard was leave all cash, cheque books and credit cards at home.

[Bob Dalek]

Tip I heard was leave all cash, cheque books and credit cards at home.

and make a will.

[NotAllThere]

Tip I heard was leave all cash, cheque books and credit cards at home.

They'll try to sell you a loan... well, maybe not nowadays...

We went to such a presentation nearly ten years ago, and did end up buying. But as a contractor, the outlay wasn't anything I couldn't afford, and it has turned out to be worthwhile for us - after our club was bought out by one affiliated with RMI. We use the points, and get decent holidays at about 50%-75% of the cost. ( One trouble is that many are noveau-riche chav resorts, but there's a few gems among them ). Once the kids have left home in a few years, we'll be using it to the max with holidays all over just for me and missus. You can also give holidays away, which is quite neat. Being based in central Europe makes it relatively easy to get to most locations.

Where people get screwed is where it doesn't suit them, and they've this loan to pay off. Don't pay the maintenance fees and you lose your holiday rights, and still have the loan to pay.

If you're interested in what they're selling, buy it second hand - you'll get a good deal. Also, make sure that the members of the club have a say in the running of the club - actual voting power.

Often, the product itself isn't too bad.

[Old Greg]

Timeshare is sooo '90s.

It's all about holiday clubs these days.

Holiday clubs have the added bonus of a complete lack of bricks and mortar for your £'000s....

Sounds like a classic 'Sharetime with AndyW' offer. Consider it a retreat holiday and relax into it.

[SantaClaus]

Hey, we're assuming it's a timeshare presentation when in fact...

...it might be an indoctrination session for Scientoligists.