The biggest difference for me is when thinking about money coming in - not going out.
So - when I was a kid, I used to try and figure out where I could earn the next £1.
When I was at Uni, I used to figure out where the next £10 was coming from.
When I got my first job, I used to figure out where the next £100 was coming from.
Later in my permie days, I used to figure out where my next £1k was coming from.
Now - as a contractor, I try to figure out where my next £10k is coming from.
That's contractig for you
So - when I was a kid, I used to try and figure out where I could earn the next £1.
When I was at Uni, I used to figure out where the next £10 was coming from.
When I got my first job, I used to figure out where the next £100 was coming from.
Later in my permie days, I used to figure out where my next £1k was coming from.
Now - as a contractor, I try to figure out where my next £10k is coming from.
That's contractig for you

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