Mortgages......

[aceboy]

Hi there, I am a newbie to this, having only been contracting since Sep07. My last fixed rate mortgage has expired and I want to get a new one.

1) As I have not completed a full year yet, can I get a mortgage? What will I need to show
2) Does anyone know any good deal out there for a 2 year fixed period?

I have an LTV of 40% and want 15 years....

Thanks

[ferret]

http://www.contractoruk.com/money/mo...quotation.html

These guys deal solely with contractors and will be able to tell you what the current market is like.

[Lockhouse]

I've just moved to HSBC and their "Match Your Existing Rate" offer. Cost me a grand but was miles better than staying with the Halifax. Wanted 3 year worth of accounts OR a letter from my accountant.

[KevinS]

I got a mortgage after contracting for just 3 months - all they wanted was copies of my invoices and a letter from my accountant (admittedly this was almost 3 years ago now)..

[aceboy]

Many Thanks. Does anyone have a telephone number for Link that ferret posted, I prefer to talk through things...

Thanks

[scooby]

Many Thanks. Does anyone have a telephone number for Link that ferret posted, I prefer to talk through things...

Thanks

no, mail or fill out the form. they respond in a reasonable fashion!

[milanbenes]

aceboy

you got a passat ?

Milan.

[aceboy]

aceboy

you got a passat ?

Milan.

EH? you mean a VW passat? if so, no, I don't.....if you mean something else, I have no idea what you mean....sorry

[oracleslave]

EH? you mean a VW passat? if so, no, I don't.....if you mean something else, I have no idea what you mean....sorry

The sad git does indeed mean a VW passat.

[DimPrawn]

I have an LTV of 40% and want 15 years....

Thanks

I have an LTV of 40% heading towards 100% rapidly.