Private Medical Insurance (Comprehensive)

[Swiss Tony]

can anyone recommend a good company.

BUPA are expensive.

Phoned contractor money and someone from WPA has quoted for myself, wife and child. Around £115 p/m - further 10% discount possible.

Prudential on line quote is around £100.

Went to fool.co.uk and they have a link to Prefered medical. This company searches around 35 medical insurance companies. They came back with a quote of £80 pm from Health on-line. Anyone heard of them?

Can any one recommend one of these or another company?

Health-on-line are used by the majority of people in my office and myself. they are very good and if you get the right package better than BUPA for less. Its still not a cheap contract but I would def recommend them.

[TheFaQQer]

If you wear glasses and go to the dentist regularly, then something like HSA is probably quite good, since you can always find something to claim on - they just rely on people forgetting to claim it.

[Churchill]

I have BUPA with work. I have to pay 30 odd quid per month to get SWMBO covered. However, I also have BIC to pay in addition to the premium.

Why do I have to pay BIC? I'm taking the strain off the NHS FFS!

[DimPrawn]

I have BUPA with work. I have to pay 30 odd quid per month to get SWMBO covered. However, I also have BIC to pay in addition to the premium.

Why do I have to pay BIC? I'm taking the strain off the NHS FFS!

Why is there tax on insurance? Are the government saying that they want to discourage people from protecting themelves, their families and their assets?

Why not tax safety equipment with a special tax? The safer and better protected something is, the more you pay.

Fecking idiots.

[MrRobin]

WPA are decent. You aren't tied down to a particular 'brand' of hospital - e.g. BUPA. They operate an interesting excess scheme where you can claim 75% of any costs incurred up to your excess amount and then you get full 100%. The customer service is good and they are all UK based.

[the guy with the bowtie]

Who's the provider? Where did you find it?

Ta

Provider is Norwich Union. There are several out there - from memory another one is Exeter Society

[SallyAnne]

does anyone have PMI or do you just all spend your money on cars?

[SallyAnne]

my thread has died.

What did you expect?

[Swiss Tony]

Oh another thing, it seems most PMI insurers have no claims discount etc. If you’re getting all of you insured have a look at what it costs to do it separately. Children come under one of the parents.

Usually it is the same price if you do it joint or not. If it is the same price it would be better to have separate policies, that way if one of you doesn’t use it then your premiums don’t go up together.

[TheFaQQer]

What did you expect?

It seems to have been resurrected today, though, after Churchill spoilt the fun for everyone...