Private Medical Insurance (Comprehensive)

[chasingtheaurora]

The most important thing to look for is whether they have a Machine That Goes Ping. If they don't then tell them to F**k off.

http://www.youtube.com/watch?v=xuZl9tRqjoQ

(BRILLIANT song)

[DaveB]

Not yet, although I do have critical illness cover and plenty of life insurance.

However, as my 40th birthday is rapidly approaching, it may be time to re-do the risk assesment sooner rather than later.

[RightLaugh]

I've been quoted £200 pm for critical illness and £40 for life assurance (Norwich Union - £365,000 over 25yrs).
Is that expensive?
All these insurances really add up.

[TheFaQQer]

does anyone have PMI or do you just all spend your money on cars?

I have BUPA - can't remember what it costs to cover the wife and I.

[DaveB]

I've been quoted £200 pm for critical illness and £40 for life assurance (Norwich Union - £365,000 over 25yrs).
Is that expensive?
All these insurances really add up.

It's worth finding yourself a local IFA and talking to them. They have access to far more products than you will find on your own and will be able to advise on different types of cover available.

For example, does your CI quote cover you for being unable to do your current job, or for being unable to do any job at all? If the latter, i.e. you are incapable of any work whatsoever, then you could find that they won't pay out if you are still capable of working at somthing, even if it's only flipping burgers or in a call center.

[RightLaugh]

I have BUPA - can't remember what it costs to cover the wife and I.

All the sites I've been on have an on-line quote system.
BUPA don't.
I called them and they quoted over £130 pm.

[Churchill]

does anyone have PMI or do you just all spend your money on cars?

My company pays for mine.

I get charged BIC by the taxman though...

[RightLaugh]

It's worth finding yourself a local IFA and talking to them. They have access to far more products than you will find on your own and will be able to advise on different types of cover available.

For example, does your CI quote cover you for being unable to do your current job, or for being unable to do any job at all? If the latter, i.e. you are incapable of any work whatsoever, then you could find that they won't pay out if you are still capable of working at somthing, even if it's only flipping burgers or in a call center.

these quotes are from IFAs (Contractor Money). You can get the sames quote by filling in a form on motley fools.

[RightLaugh]

My company pays for mine.

I get charged BIC by the taxman though...

Is it worth putting through the Co.

[RightLaugh]

my thread has died.