Spurious Payment - what to do next...

[BoredBloke]

"She can afford to pay it back, (and it's ARRANGE BTW) she ain’t spent it. "


EWWWW hark at miss picky. Obviously I don't know the ins and outs of your relatives finances. Many people cannot simply produce x hundred pounds at the drop of a hat. All I was saying is that she could easily prolong the repayment by offering x pounds per week and so earn a bit more cash in the process.

No doubt you will be able to pick a typo or two out of this also! But while you are doing it, inconvience?? do you mean inconvenience BTW?

[Churchill]

"She can afford to pay it back, (and it's ARRANGE BTW) she ain’t spent it. "

EWWWW hark at miss picky. No doubt you will be able to pick a typo or two out of this also! But while you are doing it, inconvience?? do you mean inconvenience BTW?

Bloody stroppy Northerner!!!

[tim123]

"Obviously I don't know the ins and outs of your relatives finances. Many people cannot simply produce x hundred pounds at the drop of a hat.

But everybody whos just been given several hundred that isn't theirs can "by definition" put their hands on several hundred to pay back.

tim

[BoredBloke]

Bloody stroppy Northerner!!!

Of course, but also a case of something to do with glass houses and stone throwing ability. I'm the first to admit my spelling is pretty grim at the best of times, but if I were picking somebody up on theirs, I would ensure mine was correct first. Despite my surname, English was never my best subject.

"But everybody whos just been given several hundred that isn't theirs can "by definition" put their hands on several hundred to pay back."

This was paid 18 months ago wasn't it, into her normal account? So after that amount of time she might have considered it safe to spend it. On that basis they may not be able to put their hands on it so easily. As it turns out she hadn't spent it, but I didn't know that when I made the initial comment.

[BlasterBates]

Before transferring a large sum of about £30000 from one bank account to another (both in my name) I asked the clerk what would happen if accidentally mis-typed something and it went astray. He said if it did happen I could demand it back, as the recipient wouldn't be allowed to keep it. Its the same if someone finds your wallet on the street, if you pocket the money, it is a criminal offence.

So I would pay the money back.

[BoredBloke]

I once had the HSBC debit my business account by £10k instead of the £1k I was paying out. Luckily I was paying it to me. The first I knew about it was when I got a stroppy phone call from them demanding that I drop into the branch and discuss the state of my business account. Luckily as it was my personal account it was paid into, I was able to refund the business. Had it gone outside the business I'd imagine that it would be a completely different ball game. When £14k was mistakenly paid to my company it was the payee who notified me. I wasn't using the company and had left money in its account to cover the dd's. Their initial tone was almost as if I was trying to pull a fast one by not notifying them of their error.

[miss marple]

Bloody stroppy Northerner!!!

This was paid 18 months ago wasn't it, into her normal account? So after that amount of time she might have considered it safe to spend it. On that basis they may not be able to put their hands on it so easily. As it turns out she hadn't spent it, but I didn't know that when I made the initial comment.

Actually (and touche for spotting the reciprocal spelling mistake!) The money was paid in LAST WEEK a day before she received the letter - 18 months after she's left that employ - which is why it's still there and she can still pay it back ....

Does this make a difference wrt data protection etc.?

[hattra]

I'd say that you need to give them a bit of a b@ll@cking over the Data Protection Act bit - they could justify keeping bank details on file for a while afterwards, in case of possible tax rebates, etc, etc, but 18 months is pushing it a bit.

And they have up to 7 years to claim their money back, IIRC.

[tim123]

Does this make a difference wrt data protection etc.?

No.

The DPA is there for mallicious disclosure, not for trivial mistakes (trivial here in the sense that the mistake with the data was trivial).

And no, a company isn't expected to delete past employee data as soon as they leave. There are 100s of reason why they SHOULD keep it and are probably legally required to do so.

tim

[wendigo100]

And no, a company isn't expected to delete past employee data as soon as they leave. There are 100s of reason why they SHOULD keep it and are probably legally required to do so.

tim

Including their bank details, 18 months after they left?