60% LTV

[Mordac]

What's the broadband like?

Broadband? They're twenty years away from getting electricity. Communication is via pigeon. Sounds a bit like paradise right now...

[Zigenare]

What language do the aboriginal natives speak?

Welsh with a Scouse accent whenever an Englishman is around.

[LondonManc]

It's less frowned upon to shag your cousin rather than an English girl out that way. Quite an eccentric bunch but certainly showed a lot of flesh on Bebo back in the day.

[Paddy]

I'm back to owning 2 properties, anyone want to buy a cottage with 6 acres on the middle of Anglesey?

I am interested, I can sell my one-car garage in Holland Park and still have change left over.

[Mordac]

I am interested, I can sell my one-car garage in Holland Park and still have change left over.

I'm selling my shed, I'll only be a tenner short...

[DealorNoDeal]

I know Mum & Dad paid £245k for it 15 years ago. I've not decided what to do with it just yet. Might keep it for a year in case I need to self isolate. CM won't move there.

Soil? Good. <-- If that's a term.

Bedrock? The property is built on Anglesey, it's a continent of its own!

Nice place Anglesey. Used to go there on holiday a lot as a kid.

I recall you mentioning your Mum was ill. Sorry for your loss.

[scooterscot]

Halifax? I thought they went bust.

This time next year Rodder's.

[Mordac]

Forgot to mention, stabling for 3 horses.

Which is what the rest of us would call a '3 car garage'...

[ravenshaw]

Forgot to mention, stabling for 3 horses.

Which is what the rest of us would call a '3 car garage'...

[TheCyclingProgrammer]

Serious question - our mortgage fixed rate ends in June. I was leaning towards a 3 year fix again but our broker recommended a 5 or 2 year fix as he said the rates were more competitive.

He’s found me a 5 year fix of 1.44% at 60% LTV - can obviously get better rates on a 2 year fix but it seems like a 5 year deal would be a sensible option right now, am I right?