Visa card failure

[NotAllThere]

Anyone who uses a 'credit card' may be considered poor then if they're having to borrow money.

Your historical knowledge is poor. Traditionally the rich have lived on credit, paying the tradesmen and suppliers long after goods and services have been received, if ever. Suggested reading "Vanity Fair" by William Makepeace.

[Hobosapien]

There should be a list somewhere about which company is outsourcing to which company
just to be on the safe side.

Can't compile such a list due to circular references.