ESure Car Insurance - Cancelled due to comparison site

**Mordac** · 21 March 2018, 13:26

Originally posted by wparkar View Post

*A bit annoyed here so please excuse the rant*

I just took out car insurance with ESure last week. Today I get a call to say its been cancelled because I tried to get too many quotes from different addresses..I didnt.
I signed into my Comparethemarket.com account to get a quote. I haven't used this account in the past year (since my last renewal) and since then I have moved address.
I got the site to get me car insurance quotes not realising it had my old address.
So I updated the address, got a new quote, ESure was the cheapest and so went with that.

Now I have just spoken to ESure and because I ran the comparison on my old address and then updated the details to my new address and ran it, I have now been classed as High Risk and as they dont take on high risk policies they have cancelled mine....
I would understand if someone got quotes from say 5 different addresses but 2!!!!
I know need to prove my address by sending in a council tax statement and a utility bill statement and they will review.

Edit - Oh any the only thing I changed was I called this morning to say I had just got the proof of no claims from the old insurer and it was 8 years not 7 as i had stated.

The thing with car insurance is, you only have to get one thing wrong, and your world of pain just got that little bit bigger...

**Pip in a Poke** · 21 March 2018, 13:29

Calm down dear!

**Scruff** · 21 March 2018, 14:40

You now have a different answer to the question:

Have you ever had an Insurance Policy cancelled, or been refused Insurance?

Going to need some fancy footwork to get this removed from your record.

**northernladyuk** · 21 March 2018, 14:42

Insure your cars in one of your chauffeurs' names.

**BoredBloke** · 21 March 2018, 15:11

I work away from home a lot and tend to rent a flat when doing it. I always check to see which is the address with the cheapest quote based on the logic that the car is more often at the rental address than it is at my home address. Should be fun on my next renewal if they are tracking to see if you enter more than one address when getting a quote.

**northernladuk** · 21 March 2018, 15:15

Each company has it's own tolerance to risk and the market of people it goes for. If you fall out of this band you'll either get abnormally high quotes or what's happened to you. It's not all a level playing field.

You've raised enough flags to ping on E-Sures radar and that's game over. Try the next cheapest.

**MonkeysUncle** · 21 March 2018, 15:21

Originally posted by Scruff View Post

You now have a different answer to the question:

Have you ever had an Insurance Policy cancelled, or been refused Insurance?

Going to need some fancy footwork to get this removed from your record.

Sh*t I didnt even think about this!!!

According to the Cust Serv guy I spoke to at ESure. Comparethemarket sends them a report on who has run quotes from different addresses and as mine was done from 2 different addresses it gets flagged up.

**MonkeysUncle** · 21 March 2018, 15:23

Originally posted by northernladyuk View Post

Insure your cars in one of your chauffeurs' names.

I asked but mum and dad said no

**clearedforlanding** · 21 March 2018, 15:34

Probably an unpopular view, but I am happy to pay a premium (in both senses of the word) for insurers today. UK house Hiscox, UK cars RSA.

"Oh Hi RSA, going to leave my car around may Mums for an undetermined period of time". "Sure no problem CFL, we'll send the new certificate round".
Car rear ended. - "Your policy covers an intermediate replacement car but we have ordered an S Class."
Changing named drivers every few weeks depending on who I am lending the car to - "sure no problem"

I know the costs of alll of this are built into the premium, but the service makes my life easier. I am at an age where I just need things done.

Amex Centurian fees though? They are indefensible.

ESure Car Insurance - Cancelled due to comparison site