How would you invest £1m?

[BrilloPad]

Is that model number? Can you upgrade?

I think I have downgraded all the way. Or maybe my funds keep going down.

I wish my wives were like my funds.

[LondonManc]

The 10% is meant to be challenging and is a figure I chose because I am already achieving this from a property portfolio, which is part repayment and part interest-only. I need to ramp my investments up to aforementioned figures so that I have a better residual monthly income.

The £1m is a figure that at some point needs to be attainable and is large enough from which is invest and speculate (a little) to achieve the desired return.

I don't like the idea of stocks because dividend returns are paltry and I don't want to speculate stock prices.

A business would be great but I don't want anything that needs daily 'hands-on' effort.

Have you had any close relatives die recently? If so, try the X-Factor, they thrive on chucking money at nobodies who want to put as little effort in as possible.

[d000hg]

I'd open a good coffee shop in Cornwall, along with investing in some other areas of personal interest down there.

I'd get bored senseless not working and providing good coffee to people who want it for half the year would sort that out. Decent, fresh beans, a good grinder and top of the line coffee machine coupled with local organic milk and other local goodies (e.g. sausage, egg and bacon from local farms). Proper job. Early start to get the breakfast and lunch crew, close up around 3pm and head down to the beach for a few hours.

The country-bumpkin version of going to run/own a bar on the beach

Sounds pleasant but I don't know what kind of return you'd make though?

[MarillionFan]

The 10% is meant to be challenging and is a figure I chose because I am already achieving this from a property portfolio, which is part repayment and part interest-only. I need to ramp my investments up to aforementioned figures so that I have a better residual monthly income.

The £1m is a figure that at some point needs to be attainable and is large enough from which is invest and speculate (a little) to achieve the desired return.

I don't like the idea of stocks because dividend returns are paltry and I don't want to speculate stock prices.

A business would be great but I don't want anything that needs daily 'hands-on' effort.

It's a bit like asking, if you had £1m and could choose to retire (or choose to live your life free), how would you do it? Would you be happy putting it in the bank and have them pay you 1% interest while inflation whittles the worth of your capital away? Or would you use your balls and your creativity to push for the more rewarding ROI?

Why don't you marry and divorce a multi millionaire contractor? Someone like Fatlazycontractor he seems successful(snigger)

[LondonManc]

The country-bumpkin version of going to run/own a bar on the beach

Sounds pleasant but I don't know what kind of return you'd make though?

Would be less important as long as a living is made.

[BlasterBates]

Swing Trading. Something I've fancied researching and practicing but never got around to it.

A £1m pot would give you £10k per trade (max 1% per trade of total pot), so even if you sell at 3% higher than you bought, that's £300 -commission. i.e. a days contracting.

I love the idea of emotionless, automated trading; You get up in the morning, look at your 8 monitor rig where some scripts that ran overnight advise you on say 5 symbols to invest in (you don't care what they are, all you're bothered about is the patterns they are showing could show start of an up or possibly down trend, as advised by your script) then you go about your day and don't worry about it. You set rules to automatically sell if they fall or rise by a certain amount so there's no emotions like fear or greed that would kick in to affect decision making.

Like I say, it's a dream I've not fully researched but I like the idea a lot.

If you want to start swing trading there won't be many better days than today, to start doing it.

The markets have just got completely hammered!

[LondonManc]

The country-bumpkin version of going to run/own a bar on the beach

Sounds pleasant but I don't know what kind of return you'd make though?

I'd need more than a million to run the pub I want to run

A coffee shop in a seaside town isn't exactly country bumpkin either, more urbanite beach bum

[pjclarke]

If you want to start swing trading there won't be many better days than today, to start doing it.

The markets have just got completely hammered!

aka Buying opportunity. Just topped up with Glencore at 160p .....

[CloudWalker]

I hate to say it but BTL is the norm now.

[d000hg]

I'd need more than a million to run the pub I want to run

A coffee shop in a seaside town isn't exactly country bumpkin either, more urbanite beach bum

I was thinking more a beach-side cafe than a modern coffee shop