Contractor mortgage bank statements

[pippin123]

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[tractor]

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Hello,

I have an offer accepted on a house and i'm going in alone but will have my girlfriend living with me, what do the lenders look at when they ask for bank statements ? i know they look at last 3 months i as i've been here 2 years my expenses are no more and i get £339-£369 a week i pay £79 rent a week from this + £75 fuel and some shopping as well as car insurance and pet insurance a month and don't get left much till the week after say £120-150 my mrs will be putting up the deposit we can afford the mortgage no problem as i already pay £320 a month for rent and £300 odd for fuel.

will they look at my balance and think GET LOST.

your advice appreciated.

thanks.

Why not ask them?

[vetran]

Why not ask them?

or go to a broker who can translate your request from a stream of conciousness

[GlenW]

or go to a broker who can translate your request from a badly punctuated stream of conciousness

FTFY

[JRCT]

You've only used one question mark in all of that, and you immediately answered the question yourself.

[tarbera]

£300 a month for a mortgage what part of Liverpool are you buying in ?

[stek]

Hello,

I have an offer accepted on a house and i'm going in alone but will have my girlfriend living with me, what do the lenders look at when they ask for bank statements ? i know they look at last 3 months i as i've been here 2 years my expenses are no more and i get £339-£369 a week i pay £79 rent a week from this + £75 fuel and some shopping as well as car insurance and pet insurance a month and don't get left much till the week after say £120-150 my mrs will be putting up the deposit we can afford the mortgage no problem as i already pay £320 a month for rent and £300 odd for fuel.

will they look at my balance and think GET LOST.

your advice appreciated.

thanks.

What does your Mum say?

[vetran]

£300 a month for a mortgage what part of Liverpool are you buying in ?

indeed, sounds like either a very low value or a low start loan.

this might help

New mortgage rules: the questions you will be asked - Telegraph

just gone through one and it wasn't too bad. only problems is I'm an old fart so I can't have a 20+ year mortgage.

[TheFaQQer]

£300 a month for a mortgage what part of Liverpool are you buying in ?

You seem to have issues with Liverpool - were you mugged there as a child?

[tarbera]

You seem to have issues with Liverpool - were you mugged there as a child?

Been to Liverpool twice on both occasions I got my car nicked (both top notch cars) one was recovered with human poo forced into every conceivable seat/roof/floor space the other never to be seen again