MOO - Anyone ever handed in notice then not turned up again?

[captainham]

your insurance is not invalidated in any way by our reviews.

This bit is interesting...I think that's saying that even if you had a contract that completely failed the QDOS review, you are still covered by their TLC35 policy?

That's different to the Survive35 one from AbbeyTax which says your contract needs to be passed by them in order to be covered.

But then as has been mentioned here before, I wonder if any of these policies will actually stand up to scrutiny if they are ever called upon. Won't stop me from buying it though, I'm a sucker for a security blanket.

EDIT: And thanks for posting the response from QDOS.

[d000hg]

I've never had a contract for specific deliverables that I can think of... my clients normally don't have these things mapped out enough and even when they do have 30 tasks to put in over the next 3 months, they would not pre-plan who is doing which. Currently I'm more of an overflow resource... they simply had too much work for the next few months but expect this to be temporary meaning employing a permie is not sensible.

[Qdos Contractor]

This bit is interesting...I think that's saying that even if you had a contract that completely failed the QDOS review, you are still covered by their TLC35 policy?

The TLC35 policy is risk assessed on the basis of your actual working and business practices. There is a short statement of facts that is completed when you purchase the policy which just covers the main IR35 issues. Obviously much of IR35 is a grey area, so we just ask that you confirm the points to the best of your knowledge.

I wonder if any of these policies will actually stand up to scrutiny if they are ever called upon

We've never rejected a claim and I very much doubt we ever would. If we did I imagine word would spread pretty quickly on places like this.

We've had several new IR35 cases for TLC policyholders in the last couple of months, so it's clear that HMRC are starting to turn the screw.

[Scoobos]

I've done it, as the client was mis-selling its product to public sector and not for profit organisations and telling them things like they didn't need an internet connection to work , with a cloud based desktop solution.

The bottom line is, I'm my companies most important resource and I'm not risking my personal reputation by being associated with disreputable business practices of a client.

The agent was actually really nice about it, there's a thread on here I'll try and post a link to.

I doubt I'll do it again, as I'm more cautious to be sure the client isn't hoodwinking me during our first meeting.