Employment vetting

[Disc0]

Why do you feel between a rock and hard place?

You seem to be in a pretty good place to me. Refusal for a store card is very minor so you look fine.

Fill in the forms honestly and away you go.

I hear what you're saying

I'm tempted to either a) answer 'no' but in the comments say 'Question 12 is unclear. I have been declined for credit before, or didn't automatically pass and didn't bother pursuing (neither recently)' or asking my agent to ask Reed how I should answer.

My hesitation is 'why bother'/why risk being asked lots of questions

I reckon over 15 years I've probably been declined 1 store card, 1 store loan and 1 credit card....however at the same time I've had a mortgage all that time, 2-3 credit cards etc. etc.