Motorbike accident

[manclarky]

you will almost certainly be able to claim for all loss this includes your vehicle any injuries, hire vehicles, and loss of earning

I was under the impression (agreed, possibly wrong) that you as a person won't suffer a loss of earnings as your company will still pay you. Assuming your company pays you £6k pa, then you've not "lost" anything if you still get your £500pcm.

All that's happened is a company has been unable to supply the skills for the contract they hired, and that's not loss of earnings for the company - just shortsightedness.

If ClientCo's project ran over because Jim X was run over by a bus, do they sue the bus company? I think not.

Happy to be proved wrong in this instance though!

[nomadd]

I was under the impression (agreed, possibly wrong) that you as a person won't suffer a loss of earnings as your company will still pay you. Assuming your company pays you £6k pa, then you've not "lost" anything if you still get your £500pcm.

When I had my accident - got knocked of a motorcycle too - my solicitor just "lumped" all the items we discussed under one big claim. We just put in for everything - lost income (not just salary), injury, clothing, hire-car, yada, yada and took it from there. We got the whole lot paid in the end. Took 2 years, mind, as the other party was extremely reluctant to admit full liability. In the end, they gave up chasing it as the legal costs were beginning to get stupid.

[d000hg]

Well you certainly should be able to get some compensation through your regular insurance without hiring "100% real lawyers Ltd". But I think that's often a fixed amount for specific injuries only.

Why don't you ask your insurer about it? If it's all coming from the other guy's insurer they should be happy to discuss this.

[Support Monkey]

I was under the impression (agreed, possibly wrong) that you as a person won't suffer a loss of earnings as your company will still pay you. Assuming your company pays you £6k pa, then you've not "lost" anything if you still get your £500pcm.

All that's happened is a company has been unable to supply the skills for the contract they hired, and that's not loss of earnings for the company - just shortsightedness.

If ClientCo's project ran over because Jim X was run over by a bus, do they sue the bus company? I think not.

Happy to be proved wrong in this instance though!

as the director and only employee you cannot generate any income due to the accident so i would certainly expect you to get compensation for loss off earning, a friend off mine did exactly this when he could not work for 6 months even though he was employed he was getting basic pay but claimed for the loss of overtime and bonuses

There will be a rate for each injury and these things are usually settled by the insurance company lawyers getting together and agreeing a payout although as someone else said don't expect to get anything for at least a couple of years.

[Wanderer]

I was under the impression (agreed, possibly wrong) that you as a person won't suffer a loss of earnings as your company will still pay you. Assuming your company pays you £6k pa, then you've not "lost" anything if you still get your £500pcm.

I think one could argue that the accident impacted the ability to run the business therefore damages would be due. I don't know exactly how far the consequential damages would stretch though.