For anyone looking for PI / PL Insurance ...

[Pondlife]

Assuming you mean if the company goes bust...

I think he means that in order for you to be in the position of claiming on the insurance, you must have done something that the client can prove was both your fault and negligent/incompetent/etc. And since you were negligent/incompetent/etc your insurance is invalid.

[SueEllen]

I think he means that in order for you to be in the position of claiming on the insurance, you must have done something that the client can prove was both your fault and negligent/incompetent/etc. And since you were negligent/incompetent/etc your insurance is invalid.

That's the same with all insurance companies.

[SueEllen]

Assuming you mean if the company goes bust...

Aren't all insurance policies covered by the FSA if the company goes bust? (something like 100% of the payout upto £2K, the rest paid out at 90%)

Or is that for non-business only?

You mean this? Which covers smaller businesses.

[kingcook]

You mean this? Which covers smaller businesses.

That's the one