Twats, agent is insisting on a raft of insurance on the new contract else they wont pay. Generous of them to say if there's only me as my co's employee, I dont need Employers Liability Insurance!
I know its good to have and all that but I've only ever had to take PI &PL once in over 13 years.
Had a look a Caunce OHara via this site and their insurance appears ******* expensive if you ask me! OK if your turnover is 50k or less (how many IT contractors are on that low a turnover?) but really, you need to be in the next band upto 100k which immediately racks up the premium.
There's also stuff in there I dont need which you cant remove but still have to pay for ie office equipment insurance.
Any other options?
I found this site that has alternative insurers. About 75 - 100 quid cheaper too since the turnover bands arent as big as C O'H.
http://www.professionalinsuranceagents.co.uk/
Admin note: professional indemnity insurance and public liability insurance available here :-)
I know its good to have and all that but I've only ever had to take PI &PL once in over 13 years.
Had a look a Caunce OHara via this site and their insurance appears ******* expensive if you ask me! OK if your turnover is 50k or less (how many IT contractors are on that low a turnover?) but really, you need to be in the next band upto 100k which immediately racks up the premium.
There's also stuff in there I dont need which you cant remove but still have to pay for ie office equipment insurance.
Any other options?
I found this site that has alternative insurers. About 75 - 100 quid cheaper too since the turnover bands arent as big as C O'H.
http://www.professionalinsuranceagents.co.uk/
Admin note: professional indemnity insurance and public liability insurance available here :-)
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