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Possible contract in Geneva - is it worth it?

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    Possible contract in Geneva - is it worth it?

    Afternoon all...

    I have been floating about on here for a while now (thanks for all the constructive info and advice, by the way), but this is my first post so please be gentle.

    I have been in the industry for nearly 20 years, contracting for over half of that. I am looking at a possible long term (12months+), contract in Geneva and, bearing in mind some of the horror stories, am very keen to know as much as possible prior to taking the plunge.

    Having had a good old trawl through the forums, I know that I will have to work through a management company - any recommendations by the way? I have already gleaned a couple of names from searches through the forums. And am aware of the need for health insurance if you intend on staying over 3 months as well as the fact that there are federal, cantonal and municipal taxes. To be honest, reading about all the tax scares the bejesus out of me.

    I also understand that a certain percentage will be paid into a Compulsory Pension Scheme and I read somewhere (Blaster Bates - a fountain of Swiss knowlege perhaps?) that this is returned if you are contracting and leave the country after a length of time, although I could have misunderstood this somewhat.

    It appears that apartments in Geneva go from 500 Euros and up although the going rate for a 1 - 2 bed apartment seems to be more along the lines of CHF 2000 - 3000 plus associated costs.

    So, in a long-winded way, I suppose what I'm asking is : What is the reasonable minimum to comfortably exist in Geneva and what are the associated pitfalls that I should be aware of?

    Having had a hellish year involving the deaths of 2 friends and 3 members of my immediate family along with dealing with serious illness, I am not looking for a lifestyle that involves much carousing.
    I am just interested in getting back to something I do well, improving my French, possibly murdering another language or two, and living quietly somewhere pleasant and stress-free for a while.

    Many thanks.

    Petal.

    #2
    Possible contract in Geneva - is it worth it?

    Anybody out there?

    Anybody at all?

    Comment


      #3
      hang on petal and i'm sure someone will be along shortly! fwiw geneva is a great place to stay [despite what they say ] - lots to see & do and you're only a short drive from .... lots more to see & do!

      Comment


        #4
        technican help thyself

        If I wanted to know about contracting in Geneva, I would

        Click on "Search" and enter the terms

        contract geneva

        If there was anything not covered in these threads, I would ask a specific question

        Comment


          #5
          Yes lake Geneva is a fantastic area, was down there a couple of weeks ago, fabulous, though we stayed in Evian, just opposite Lausanne.

          So...really you've no choice but to go as an employee. Take home ranges from 65-70%, mine is about 68%, that does include your pension contributions, which unfortunately you now can't repatriate anymore, as the rules changed. But it is kept for you and will provide with a pension even if you're not in Switzerland. Positive ...after a year or maybe 18 months I'm not sure you become eligble for a generous unemployment benefit that amounts to several thousand Francs a month, if your contract isn't extended...can't be bad really in this difficult market. The unemployment benefit is payed out for 18-24 months I think.

          Health Insurance if you just cover yourself and are prepared to pay up to certain amount yourself it is very cheap. I would advise doing this. The biggest risk healthwise is a longterm serious illness, and in any case unless you're a Swiss citizen you'd end up back in Blighty anyway. I pay about 150 CHF a month for health insurance, but basically for all the small ailments I have I pay the Doc myself.
          Last edited by BlasterBates; 24 September 2009, 09:05.
          I'm alright Jack

          Comment


            #6
            jfdi

            Comment


              #7
              Originally posted by BlasterBates View Post
              Yes lake Geneva is a fantastic area, was down there a couple of weeks ago, fabulous, though we stayed in Evian, just opposite Lausanne.

              So...really you've no choice but to go as an employee. Take home ranges from 65-70%, mine is about 68%, that does include your pension contributions, which unfortunately you now can't repatriate anymore, as the rules changed. But it is kept for you and will provide with a pension even if you're not in Switzerland. Positive ...after a year or maybe 18 months I'm not sure you become eligble for a generous unemployment benefit that amounts to several thousand Francs a month, if your contract isn't extended...can't be bad really in this difficult market. The unemployment benefit is payed out for 18-24 months I think.
              Thanks for the response - A large number of your postings came up in response to my trawl through the forums.

              Albany no longer have a presence in Switzerland according to Richard. They recommend a company called Tentoo - does anybody have any experience with them? I have heard good things about Pearl but some of the other names that came up through the forum search people weren't completely convinced about.

              Cheers!

              Comment


                #8
                Switzerland just in time for the ski season.... whats stopping you?!

                Comment


                  #9
                  My experience only

                  Originally posted by Petal View Post
                  Thanks for the response - A large number of your postings came up in response to my trawl through the forums.

                  Albany no longer have a presence in Switzerland according to Richard. They recommend a company called Tentoo - does anybody have any experience with them? I have heard good things about Pearl but some of the other names that came up through the forum search people weren't completely convinced about.

                  Cheers!
                  Not Spam- my experience only

                  I used V5 GmbH which is run by an English guy and he does Switzerland
                  only unlike other management companies.
                  For more info PM me

                  Comment


                    #10
                    I'm working through a company called Tresag and I've had no problems with them.

                    Once you get over the inital expense of the place it's not too bad - a good rate is a must. When I first came out here I was on 656 chf a day and that didn't cut it.

                    Finding accomodation is difficult. My contracts have only been 3 month ones which don't cut it when it comes to renting. I stay just over the border in a shanty town just inside France.
                    Rule Number 1 - Assuming that you have a valid contract in place always try to get your poo onto your timesheet, provided that the timesheet is valid for your current contract and covers the period of time that you are billing for.

                    I preferred version 1!

                    Comment

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