First contract - client asking for very high insurance limits!

[fidot]

Negotiate

Another possible approach is to negotiate the additional cost of the insurance into the rate.

It's happened a couple of times with me where the agency says client insists on XYZ level, I have said something along the lines "they can pay for it then" and suddenly, the "requirement" is dropped.

[FarmerPalmer]

I previously worked on safety critical rail systems, where the contract required a high level of professional indemnity.

I've always considered it not that expensive when offset against what my business charges for services. It is just a cost of doing business.

[eek]

SAGE ?

Highly highly unlikely....

[TheFaQQer]

SAGE ?

Send All Grannies to Eastbourne?

[SpontaneousOrder]

£10m Public Liability cover won't go very far when one of those goes off course

Public Liability implies a public to be recompensed.

[Taita]

Public Liability implies a public to be recompensed.

Yes and a trading limited company normally deals with the 'public' at some level.