Got an offer, but struggling with it

[BolshieBastard]

LOL! As has already been pointed out, your 93K is to renumerate you for the lack of benefits. You seem to think you should be getting 93K plus benefits which, unless you are senior management, is going to be a big ask.

But surely you knew what the salary was when you applied? Didnt you state a salary plus benefits or did you just wade in with a salary of 90K-100K and not think about benefits?

[jmo21]

Bonuses often are "booked" mentally and it can a be a bit of a shock when you get bugger all.

This. Although only the first time should it be a shock!

[SueEllen]

I've received a decent permie offer - £93K, but I'm struggling a little to come to terms with the "terms", which are effectively none !

No private healthcare
No car allowance OR mileage (and travel is involved)

You can claim the mileage back from the tax man. You just need to keep a proper log of it.

No private healthcare is a bit weird as most companies want to ensure their employees are treated asap.

[Spoiler]

Okay, so the bonus I'm not concerned about - this isn't an investment bank job! Thinking back, last permie job where I was up for a quarterly bonus, everyone would be running around headless at the end of the quarter trying to make the number. The bonus amount received, I could make doing a weekend's overtime, so it was never a big deal.

So, all perks are factored in to the base salary, which is fine. Well except the 20 days holiday. Can't remember getting less than 25 days (excluding public holidays) anywhere.

I'm still struggling with the overtime. Yes, I'm not bothered about putting in a few extra hours here and there, but 8+ hours at the weekend is different.
I know I'm going straight into a ~1 year migration piece of work and therefore probably some of it out of hours. So, I'm expecting a regular amount (probably 1-2 weekends a month) doing OT.

Think I'll suss out their OT expectation and then maybe still push for a lower basic with OT.

Part of the problem is just the mental limit - knowing that the gig will never make me over £93k. All other jobs, I've always had an opportunity to earn above the base salary.

[Spoiler]

You can claim the mileage back from the tax man. You just need to keep a proper log of it.

Thanks, will take a look at this.

[Spoiler]

LOL! As has already been pointed out, your 93K is to renumerate you for the lack of benefits. You seem to think you should be getting 93K plus benefits which, unless you are senior management, is going to be a big ask.

Nope, I'm just trying to rationalise a higher basic without benefits. As I said, the issue I have is a mental one - knowing there is a pay ceiling which I can't break.

But surely you knew what the salary was when you applied? Didnt you state a salary plus benefits or did you just wade in with a salary of 90K-100K and not think about benefits?

Nope, I didn't apply, I got approached by a contact who has offered me the job. I didn't see a job advert for it and the salary figure was dropped into a conversation.

[PurpleGorilla]

Go in both eyes open and have an exit strategy.

[SueEllen]

Thanks, will take a look at this.

linky from direct.gov

The full sections title is tax relief for employees link

As you are a higher rate tax payer you will be claiming everything on your self assessment form then receiving the money back about 6-8 months into the next tax year. However the tax man will probably turn around and say you don't need to complete a self-assessment form as you are permie , unless you keep your limited company open. A couple of my friends' who have to claim things back have complained about this.

[PurpleGorilla]

Got an offer, but struggling with it

Nope, I didn't apply, I got approached by a contact who has offered me the job. I didn't see a job advert for it and the salary figure was dropped into a conversation.

Tell your contact you want another week of paid Holiday and a Christmas hamper from Waitrose, an you have a deal. Simples!

[Eirikur]

Part of the problem is just the mental limit - knowing that the gig will never make me over £93k

Keep in mind that as you are probably the highest earner in your category you will be the first on the street when the next redundancy round comes. (I'm speaking from experience here)