Contractor's pension

[northernladuk]

Dude, if you're unfamiliar with things like this, get an accountant. The cost incurred if you screw things up greatly outweighs the cost of a trained professional.

+1 to this. It's only 1200 quid a year for peace of mind. Cheap as chips IMO.

[ASB]

If you are making company contributions (which is probably best for your circumstance since you get CT relief and NI doesn't come into it) it is important that the pension company knows it is a company contribution (no I can't tell you how to do that, but the pension provider should be able to).

In order to "absolutely max" the most tax efficient way for your circumstance it is probably a mix of limited personal contribution and company contribution, as alluded to by others.

Also, 833.33 is not the most cost effective salary in absolute NI and TAX consideration (this is more in the region of the NI threshold also also impacts the "best" method of contribution to pension is minor ways).

[ducks for cover]

There are loads of threads on both the above topics, so search. (Better use google search and /site:......).

It is quite a lot to take on board so read carefully etc.