Does anyone have any suggestions for home insurance while you work away from it? I've been trying to get cover but they seem to have limitations that you can't be away from it for more than 60 days in a year. The only one I could find after a while would only cover the home for earthquakes
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Home Insurance while away for more than 60 days in a year
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Have you asked them what you can do in your situation?'CUK forum personality of 2011 - Winner - Yes really!!!! -
Yep, Bob from More Than told me that since the house would have no one sleeping in it for more than 60 days in a year they wouldn't insureComment
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Originally posted by teclo View PostYep, Bob from More Than told me that since the house would have no one sleeping in it for more than 60 days in a year they wouldn't insureOriginally posted by Stevie Wonder BoyI can't see any way to do it can you please advise?
I want my account deleted and all of my information removed, I want to invoke my right to be forgotten.Comment
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Do you mean 60 days consecutively, or adding up smaller periods over the course of the year to reach 60+? I believe it's only the former that can be an issue with most policies.Comment
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I asked him if it was 60 days consecutively or 60 days in total across a year and he was adamant that it was 60 days across the year.Comment
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Originally posted by teclo View PostYep, Bob from More Than told me that since the house would have no one sleeping in it for more than 60 days in a year they wouldn't insure'CUK forum personality of 2011 - Winner - Yes really!!!!Comment
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Originally posted by teclo View PostI asked him if it was 60 days consecutively or 60 days in total across a year and he was adamant that it was 60 days across the year.
When I look for policies I've found More Than had some of the most restrictive terms for loads of things.This tends to make them one of the cheapest. I suggest you get quotes from and read the policy documents of acompanies like Axa, Aviva, Direct line (Uk Insurance) and Hiscox.
Aternatively go to an independent insurance broker who can talk to underwriters of some insurance companies."You’re just a bad memory who doesn’t know when to go away" JRComment
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Try AXA. Just checked my AXA policy and it says this:
"Unoccupied: Not lived in and not occupied overnight by you or your family for more than 30 consecutive days or occupied by squatters"Comment
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Originally posted by captainham View PostTry AXA. Just checked my AXA policy and it says this:
"Unoccupied: Not lived in and not occupied overnight by you or your family for more than 30 consecutive days or occupied by squatters"
Privilege insurance stipulate the house must not be unoccupied more than 60 days in a row. However I phoned to check and they say they can't offer insurance because they deem my house to be not my main residence if I stay away 4 nights a week.
The AXA application form/page says the house must be occupied "Most days for at least a few hours".
Any ideas?Comment
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