HMRC closed my account?

[riffpie]

So I've just been online to shunt a dividend over, and seen that I no longer actually have an account at my bank. I had a statement through the door yesterday, and it confirms that the account was emptied and closed recently. Nothing to do with me. Phoning my bank - Cater Allen - I am told that the Treasury have closed the account and taken all the money, as they considered that I am no longer trading. This is all completely legal, apparently. I have no idea why the Treasury think I might not be trading, or what this means. Has anyone else experienced this? I've just lost a rather substantial amount of money and not really sure what to do next. Have emailed my accountant, but obviously I'm not getting a reply tonight.

[VectraMan]

Presumably you've ignored repeated warnings about annual return / annual accounts / corporation tax return?

[riffpie]

Presumably you've ignored repeated warnings about annual return / annual accounts / corporation tax return?

Not AFAIK. My accountant supposedly submitted annual return a while back. Corporation tax not due yet. Are these the sorts of things that cause HMRC to consider a company no longer trading, then? Thanks for the info.

[cojak]

'Supposedly'??

I would ask some very pointed questions of your accountant. Yes, No and dates...

[MarillionFan]

Not AFAIK. My accountant supposedly submitted annual return a while back. Corporation tax not due yet. Are these the sorts of things that cause HMRC to consider a company no longer trading, then? Thanks for the info.

It's a good six months or so to be struck off.

[cojak]

And if he doesn't answer his email or phone, I'd turn up on his doorstep.

[riffpie]

'Supposedly'??

I would ask some very pointed questions of your accountant. Yes, No and dates...

Maybe that last reply had too much innuendo. I have no reason to believe they haven't submitted any accounts, and given the reputation of the firm, I don't think they'll have disappeared into the night with anything.

But questions will be asked first thing tomorrow, yes.

Thanks for replies, all.

[cojak]

Really.

Well if it's not fraud it could definitely be incompetence. And a disinclination to answer your emails and calls is a big alarm - don't be fobbed off it it happens tomorrow.

[Contreras]

Have you checked at Companies House ?

Obviously if you have your login details you can try that, but at the very least do a search on YourCo, then click on the "Order information on this company" link and it'll show a list of documents filed.

[Wanderer]

Have you checked at Companies House ?

Definitely check that out. Most likely, your company has been struck off for failing to file accounts/annual returns.

You can probably get it restored easily enough but it sounds like a bit of a cockup.