My experience with the HSBC underwriter I had to deal with is they don’t get it.
They couldn’t grasp the fact I pay myself so little as a salary - Natwest only cared about my total income where as HSBC were more salary orientated.
I tried to explain that if I work a week that’s the mortgage paid for 4 months. They rejected me application in the end.
As an aside look into offset options – there ace IMHO.
They couldn’t grasp the fact I pay myself so little as a salary - Natwest only cared about my total income where as HSBC were more salary orientated.
I tried to explain that if I work a week that’s the mortgage paid for 4 months. They rejected me application in the end.
As an aside look into offset options – there ace IMHO.
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