health insurance in Germany?

[doodab]

Does that mean that if I sign up with them and have an accident, I will be rushed off to an NHS-style hospital where the staff all have the attitude, "Could you just get on with it and shuffle off, it would take a load off our hands..."



Though right now, I am not really concerned about my health, just looking to fulfill the legal requirements, and still keep my options open.

As far as I can tell a doctor or hospital will accept any health insurance. The difference is in the excess and what your health insurance will pay for, so if you want a private room, guarantee of seeing a "Chefartz", claiming for hippie dippie alternative remedies etc you will pay more.

[darrenb]

I will only be in Germany about six months each year. My worry is that I'll either have to pay for twelve months or have to get checked by a doctor every time I sign up again. Are there are any plans that you can just stop and start as you please?

Or should I just not bother with the whole kerfaffle....

[NicoleN]

Can anyone recommend a really simple and cheap barebones health plan for a freelancer in Germany. I heard that some guys were saving costs by getting insurance with international companies like AXA and BUPA, but then the German law changed, so not sure if this is still accepted?

Hey guys, I thought about starting a new thread but I think it's more appropriate to reply here since I got a similar problem.

I'm currently studying in Germany, but I see that the law doesn't really allows me to work as a freelance on a student visa, which is really bad cause I've been working from home on several projects and everything went fine.


And for the health insurance I don't know if you're a foreigner in Germany too but I picked this one http://www.mawista.com/en/health-ins...-for-students/, it's meant for students so it's not very expensive.

About the freelance thing, do I have to wait until I finish my studies and then apply for a work visa?

It's all very complicated! If anyone found a solution to this please reply.

Studying and working part time waiter jobs is not my idea of good life, while I have skills to work from my campus for less time and better pay.

[formant]

Hey guys, I thought about starting a new thread but I think it's more appropriate to reply here since I got a similar problem.

I'm currently studying in Germany, but I see that the law doesn't really allows me to work as a freelance on a student visa, which is really bad cause I've been working from home on several projects and everything went fine.


And for the health insurance I don't know if you're a foreigner in Germany too but I picked this one Student Health Insurance in Germany - MAWISTA, it's meant for students so it's not very expensive.

About the freelance thing, do I have to wait until I finish my studies and then apply for a work visa?

It's all very complicated! If anyone found a solution to this please reply.

Studying and working part time waiter jobs is not my idea of good life, while I have skills to work from my campus for less time and better pay.

Are you working for German or British clients? I worked for a lot of German clients during my university years in the UK (I'm German), and simply invoiced via my German tax registration, despite living abroad. So I paid tax on those jobs in Germany. Never got queried (I did take advice from a German accountant on this at the time, so I would hope I was doing things right). Just wondering if British clients would make freelancing possible for you.

I don't know anything about student visas and their limitations though. I'm surprised they don't allow freelance work.

[darmstadt]

Hey guys, I thought about starting a new thread but I think it's more appropriate to reply here since I got a similar problem.

I'm currently studying in Germany, but I see that the law doesn't really allows me to work as a freelance on a student visa, which is really bad cause I've been working from home on several projects and everything went fine.


And for the health insurance I don't know if you're a foreigner in Germany too but I picked this one Student Health Insurance in Germany - MAWISTA, it's meant for students so it's not very expensive.

About the freelance thing, do I have to wait until I finish my studies and then apply for a work visa?

It's all very complicated! If anyone found a solution to this please reply.

Studying and working part time waiter jobs is not my idea of good life, while I have skills to work from my campus for less time and better pay.

Search the Toytown site or ask there and I think you'll find your answer

[BlasterBates]

If you are self-employed you can insure yourself as you wish. Effectively you pay your own bills and claim off the insurance. It´s your responsibility and there are no restrictions. It´s not like other countries such as Switzerland who force you to be insured. There´s no checks. The change in the law was to force private insurance companies to accept anyone and offer a minimum cover. There is no obligation on the individual. So if Bupa cover you, that´s fine.