Bank account

[Rebecca Loos]

I can do that too, doesn't sound too hard. Do you want to bank with me?

[Lucifer Box]

I can do that too, doesn't sound too hard. Do you want to bank with me?

If you ask nicely I might be tempted to make a deposit with you.

[planetit]

Will there be a penalty for early withdrawal?

[mcquiggd]

You have to leave it in there for at least two weeks...

Allegedly.

[Joe Black]

And I thought it was a nine month deposit returned with interest...

[Mustang]

Pcg

PCG and Barclays have established a preferential arrangement for members. Free banking within limits and higher rate savings account seem to be the main benefits. Their relationship manager is very active. See PCG website for details.

[planetit]

PCG and Barclays have established a preferential arrangement for members. Free banking within limits and higher rate savings account seem to be the main benefits. Their relationship manager is very active. See PCG website for details.

It's free unless you ever need to write a cheque (or pay one in). Then it gets expensive.

How they can describe it as free when every cheque you write is charged at 54p is beyond me.

[malvolio]

Ooh! Nasty commercial people wanting to make money....

Or use a company debit card, Internet banking and online payments to Hector, Companies House and the VAT man and you don't need to write cheques ever again.

[planetit]

I’ve no objection to people making money, but I don’t feel compelled to help them. I get the same service from Cater Allen, but they actually pay me for using it.

And if any of your customers actually pay you by cheque, the Barclays/PCG account will charge you for that as well.

[Captain Jack]

I've no problem with people making money either, but it's a competitive market place and there are people who provide more or less the same facilities without any charges at all.

The big objection is it's described as "Free* Banking"

[tiny T&Cs font] *i.e. Not free. [/tiny T&Cs font]

HSBC had a run in with the ASA a couple of years ago after advertising a "Free" business banking package that after close examination of the T&Cs was revealed to be anything but free.