PCG benefits

[rootsnall]

The pros and cons of PCG membership have been done to death but I thought I'd pass on one thing that is often overlooked. My PCG membership card has this week been invaluable for scraping ice of my car windscreen and as a grouting tool when tiling my kitchen. Thanks to Malvolio and the PCG.

[BrilloPad]

The pros and cons of PCG membership have been done to death but I thought I'd pass on one thing that is often overlooked. My PCG membership card has this week been invaluable for scarping ice of my car windscreen and as a grouting tool when tiling my kitchen. Thanks to Malvolio and the PCG.

well worth £120 quid. Or is it more now?

[oracleslave]

The pros and cons of PCG membership have been done to death but I thought I'd pass on one thing that is often overlooked. My PCG membership card has this week been invaluable for scarping ice of my car windscreen and as a grouting tool when tiling my kitchen. Thanks to Malvolio and the PCG.

I don't share the sentiments but

[Denny]

The pros and cons of PCG membership have been done to death but I thought I'd pass on one thing that is often overlooked. My PCG membership card has this week been invaluable for scarping ice of my car windscreen and as a grouting tool when tiling my kitchen. Thanks to Malvolio and the PCG.

You're not much of a businessman are you! You can get a windscreen scraper for a fiver. I use my finger and a rag for grouting the kitchen tiles.

Seriously! The insurance is what people join for, more's the pity. If it wasn't for that I expect membership numbers would fall like a stone.

[rootsnall]

Just done a straw poll in my office amongst the contractors and the consensus is they've done a good job so far. Fighting S660A to the death plus the insurance made it good value for me personally. I'd normally use the AA card but couldn't find it.

[Bluebird]

Just done a straw poll in my office amongst the contractors and the consensus is they've done a good job so far. Fighting S660A to the death plus the insurance made it good value for me personally. I'd normally use the AA card but couldn't find it.

so how long have you been off the wagon then ?

[malvolio]

You're not much of a businessman are you! You can get a windscreen scarper for a fiver. I use my finger and a rag for grouting the kitchen tiles.

Seriously! The insurance is what people join for, more's the pity. If it wasn't for that I expect membership numbers would fall like a stone.

A common misconception. The insurance is for Payroll Investigations, not IR35. Taking away IR35 will not take away the need for the insurance. Replace IR35 with something more focussed, you are back into Investigation land again...

I agree that they haven't been very good at getting that message out though...

[rootsnall]

A common misconception. The insurance is for Payroll Investigations, not IR35. Taking away IR35 will not take away the need for the insurance. Replace IR35 with something more focussed, you are back into Investigation land again...

I agree that they haven't been very good at getting that message out though...

You've got me confused now ! The 'insurance' with PCG Plus is to cover the legal costs of NI investigations and also the legal cost of an IR35 investigation if it leads to that !?

[malvolio]

You've got me confused now ! The 'insurance' with PCG Plus is to cover the legal costs of NI investigations and also the legal cost of an IR35 investigation if it leads to that !?

PCGPlus covers you for represenatation in any aspect inquiry - the idea is to manage that so it doesn't turn into an IR35 one. Standard membership covers IR35 aspect investigations. However, if IR35 is ever repealed they would most likely re-jig the coverage to compensate. There will still be inquiries and there will still be a need for professional representation. The PCG won't die when IR35 does, and it's about a lot more than IR35 anyway.

[rootsnall]

PCGPlus covers you for represenatation in any aspect inquiry - the idea is to manage that so it doesn't turn into an IR35 one. Standard membership covers IR35 aspect investigations. However, if IR35 is ever repealed they would most likely re-jig the coverage to compensate. There will still be inquiries and there will still be a need for professional representation. The PCG won't die when IR35 does, and it's about a lot more than IR35 anyway.

That is how I understood things, it's clear again now. I'd be careful with using the statement "The insurance is for Payroll Investigations, not IR35".

I know it's a lot more than just IR35 but convincing tight ar*e contractors ( inc me ) to pay up without such an obvious benefit will be tough. If the IR did can IR35 and not replace it with something similar ( not much chance of that ) then I assume the cost of membership would have to fall significantly to keep the membership numbers up.