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Contracting and mortgage repayments - low salary, high dividends? Other options?

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    #11
    remortgage with an offset provider.
    assuming you have extra funds in your LTD (based on thinking of LTD buying a house), use that as a directors loan to offset the mortgage.
    The offset will reduce monthly payments.
    Director loan has to be paid back at 2% interest. Should be way less than the mortgage rate you're saving. And the 2% is profit in your own company.

    caveat : that 2% may go up
    See You Next Tuesday

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