Better to overpay pension when working through an umbrella?

[WTFH]

Yeah waste a grand on an accountant to tell you something that Googling and reading comprehension could tell you.

The fact that the question is being asked on here would imply that spending a couple of hundred pounds (not sure why you pay an accountant £1000 for some advice) to go through the details seems like a good investment.

[woody1]

The fact that the question is being asked on here would imply that spending a couple of hundred pounds (not sure why you pay an accountant £1000 for some advice) to go through the details seems like a good investment.

Yep, couple of hundred quid for professional advice could save a whole lot more in the long run.