2-Year Fixed at 2.99% (90% LTV)
This is great news to all contractors looking to take their first step on the property ladder. You have to be a first time buyer to qualify. This means that one applicant must not have previously bought or owned a property (including inherited/bought for cash).
This rate is only available through a limited number of brokers and not available through the branches. Currently the branches are charging over 4%, so the discount through certain mortgage brokers is huge.
Remember, Halifax is a great choice for contractors. Affordability is based on gross contract earnings and not take-home pay or accounts! This is a huge relief to contractors utilising a limited company who have kept their take home drawings (salary & dividends) to a minimum to save on personal tax.
If you’re already dealing with a broker who has submitted your application to Halifax, they can switch you to this deal, so don’t miss out!
Good Luck
John Yerou
Freelancer Financials
This is great news to all contractors looking to take their first step on the property ladder. You have to be a first time buyer to qualify. This means that one applicant must not have previously bought or owned a property (including inherited/bought for cash).
This rate is only available through a limited number of brokers and not available through the branches. Currently the branches are charging over 4%, so the discount through certain mortgage brokers is huge.
Remember, Halifax is a great choice for contractors. Affordability is based on gross contract earnings and not take-home pay or accounts! This is a huge relief to contractors utilising a limited company who have kept their take home drawings (salary & dividends) to a minimum to save on personal tax.
If you’re already dealing with a broker who has submitted your application to Halifax, they can switch you to this deal, so don’t miss out!
Good Luck
John Yerou
Freelancer Financials
