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  1. #1
    GDL
    GDL is offline

    Nervous Newbie


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    Default Is there an umbrella company where you can choose your pension and other benefits?

    Public sector contract - considering a brolly but would like to choose what's included.

    Any suggestions?

  2. #2

    My post count is Majestic

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    Dunno but IMO you should have a chat to Lucy at ContractorUmbrella. They appear to me to be one of the more proactive ones and they run the All Umbrellas Are Equal thing so should have a good idea of the market.
    'CUK forum personality of 2011' - Winner - Yes really!!!!

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    More time posting than coding

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    Hi GDL

    If you are looking at Pensions, then you would have to use the Group Pension Scheme operated by the chosen umbrella. You can only gain the salary sacrifice element if you use their provider. If you are looking to make payments into an existing pension scheme you would then have to declare these via self-assessment but I think this then means that won't gain the NI benefit. As for other benefits, nowadays via a brolly this is very limited, to pensions, childcare vouchers and GAYE... Best benefit you will get from a brolly is how well they will look after you

    If you want a chat - do let me know!
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  4. #4

    Ddraig Goch


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    Just avoid Sterling. All they'll let you do is pay minimum employer/employee pension and no more. Defeats the object somewhat.

    Not cost effective (i.e. dont save NI) by making AVCs direct.
    Rhyddid i lofnod psychocandy!!!!

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    Isn't that what most permies do?
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