Umbrellas that offer 'Salary-Sacrifice' pensions

[lucyclarityumbrella]

Hi, sorry for the delay in coming back to you. Yes, I believe if you have not used your allowances from previous years (not sure how many) then you may be able to carry these across. If we have a contractor who comes through us, they can speak with Scottish Widows beforehand to make sure they know exactly what they can and cannot use.

[Scary]

Sorry to hi-jack, when you say up to the annual limit, would it be possible to use any carried forward allowance too?

[lucyclarityumbrella]

Ones that I am aware do include contractor payroll. Are there others?

Not quite sure what you are after, but we do salary sacrifice pension - the only restriction is that we must net you National Minimum Wage each pay packets - over and above that you can sacrifice as much as you want up to the annual limit

[JamesC34]

I know some Umbrellas offer a 'Salary-Sacrifice' pension scheme (i.e. deducted from gross rather than net income), but plenty don't offer this.

Ones that I am aware do include contractor payroll. Are there others?

Thanks in advance for any advice.