Am currently using Stripe for taking payments on a website. Got some news from them in the last few months about changes due to SCA coming into effect. Didn't take much effort to "upgrade" - just needed to ensure the WordPress payment plugin supported SCA, and it was good to go.
Guess it depends on who your payment gateway provider is, and how your website works with it.
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Reply to: 3D Secure/Taking credit card payments
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Previously on "3D Secure/Taking credit card payments"
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Originally posted by gables View PostYup pretty sure the 3DS page will come from card processor, last place I had involvement with this it was a check box to turn it on and page from the card processor was presented in an iframe, not sure if this would still be the case.
Then you had to display an iframe and pass in the token details. You had to provide a call back url so you could then update the transaction your side.
I think you needed a bit of javascript then to handle displaying the success or failure of payment.
But if you implemented a 3rd party gateway then it may have been as simple as clicking on the checkbox for 3d secure.
Again, this was a few years ago, so it may have changed.
It's not 80 days work but one person, talking to card people, delays, getting things setup, programming, testing and 4 weeks sounds possible. 4 people, 4 weeks sounds a piss take unless there is something we don't know.
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Originally posted by original PM View PostI think this is exactly the problem - generally they are trying to overcharge us - 80 days at £700 per day - which is £56k - just for implementing a payment gateway.....
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Originally posted by sal View PostDo you have a choice? Seems to me like intra-company political issue, more than a technical one.
Every time I have been prompted for 3D secure by a merchant, the prompt was looking as coming from the card processor, rather than the merchant website. I don't see how it could take much more than installing an update or ticking a box on the merchant side to turn it on.
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Originally posted by sal View PostDo you have a choice? Seems to me like intra-company political issue, more than a technical one.
Every time I have been prompted for 3D secure by a merchant, the prompt was looking as coming from the card processor, rather than the merchant website. I don't see how it could take much more than installing an update or ticking a box on the merchant side to turn it on.
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Originally posted by original PM View PostYeah we are asking them to confirm the 4 roles they need and justify each weeks work (e.g. what will they work on in week 1 for 37.5 hours) - we have no problem with it taking 4 weeks but we will not be using 4 people for the full 4 weeks each -so loathed to pay the £30k they are asking for.
This is my view and thus why 4 people for 4 weeks is too much - I get the feeling we are being charged for them learning how to do it...
Every time I have been prompted for 3D secure by a merchant, the prompt was looking as coming from the card processor, rather than the merchant website. I don't see how it could take much more than installing an update or ticking a box on the merchant side to turn it on.
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Originally posted by woohoo View PostAre you sure they have not just put down 4 people involved in that project and it's expected to take 4 weeks. So a UI developer may take a couple of days to change the UI, another developer to do the main bulk of the work. Another does DB changes, testing etc?
I do remember 3D secure being a pain in the arse for a clients perm developers. But they had multiple credit card providers.
Originally posted by GhostofTarbera View PostStandard api for MasterCard
What are they charging you for / should be seemless
Sent from my iPhone using Contractor UK Forum
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Standard api for MasterCard
What are they charging you for / should be seemless
Sent from my iPhone using Contractor UK Forum
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Are you sure they have not just put down 4 people involved in that project and it's expected to take 4 weeks. So a UI developer may take a couple of days to change the UI, another developer to do the main bulk of the work. Another does DB changes, testing etc?
I do remember 3D secure being a pain in the arse for a clients perm developers. But they had multiple credit card providers.
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Originally posted by original PM View PostNope think gateway provide is MasterCard...
it is our internal 'digital/agile' team who are quoting that - generally thought is they are taking the piss and it is probably right....
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Originally posted by SimonMac View PostWho is your gateway provider? And are they the ones who are telling you it will take 80 days?
it is our internal 'digital/agile' team who are quoting that - generally thought is they are taking the piss and it is probably right....
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Originally posted by original PM View PostMorning All...
So a quick question - we currently take credit card payments on our website - and we need to upgrade to make it '3d secure' (whatever that is! )
Anyway we have been given a quote that this is going to take 4 people 4 weeks to do (which is a total of 80 man days..)
This seems a bit steep when in reality all we are doing is handing off to the payment gateway which actually handles the payments.
Anyone got any ideas of whether we are being led a merry dance or not?
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3D Secure/Taking credit card payments
Morning All...
So a quick question - we currently take credit card payments on our website - and we need to upgrade to make it '3d secure' (whatever that is! )
Anyway we have been given a quote that this is going to take 4 people 4 weeks to do (which is a total of 80 man days..)
This seems a bit steep when in reality all we are doing is handing off to the payment gateway which actually handles the payments.
Anyone got any ideas of whether we are being led a merry dance or not?Tags: None
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