Critical Illness/Sickness/Private Heath cover

[psychocandy]

I've got one of those policies that pays out if you lose a limb, get cancer etc. I pay £95pm from Tescos. It pays out 100k. It was originally for 25 years but I don't need the money anymore so I might cancel it at some stage.

Critical illness. £95 a month. **** me....

You have saved up and bought a new arm with the money you've spent on that. Seems a bit pricey....

I was worried about private healthcare at £80/month....

[Lockhouse]

I've got one of those policies that pays out if you lose a limb, get cancer etc. I pay £95pm from Tescos. It pays out 100k. It was originally for 25 years but I don't need the money anymore so I might cancel it at some stage.

[darmstadt]

You have tried searching first haven't you?

Yes, but I still haven't found what I'm looking for....


(Apparently)

[psychocandy]

Do some exercise and lay off the booze and fags and you won't need it. It'll get a lot cheaper as well.

Tell me about it. If your BMI is over 32 then some of them won't even accept you.

OK, I might be slightly over 32 BMI.... :-(

[psychocandy]

Try Raymond Lamb at WPA. There used to be discounts with them via either the PCG or ContractorUK, I forget which. They do comprehensive private healthcare. Says they are aimed at contractors but not sure if that is just a market ploy rather than tailored package...

http://www.freestyleaccounting.com/r...care-packages/

WPA Private Health and Dental Insurance | Official WPA Website

Cheers. WPA is on front page of contractor UK. Seems quite good....

[doodab]

Do some exercise and lay off the booze and fags and you won't need it. It'll get a lot cheaper as well.

[northernladuk]

Try Raymond Lamb at WPA. There used to be discounts with them via either the PCG or ContractorUK, I forget which. They do comprehensive private healthcare. Says they are aimed at contractors but not sure if that is just a market ploy rather than tailored package...

http://www.freestyleaccounting.com/r...care-packages/

WPA Private Health and Dental Insurance | Official WPA Website

[psychocandy]

LOL. Got quotes but looking for personal recommendations from people in same position as me.

[northernladuk]

You have tried searching first haven't you?

[psychocandy]

Talk to an IFA, they can talk you through the ones that you can claim with no benefit in kind implications.

Good point. You mean get company to pay etc? I guess that would be good if you could get it as non-BIK.

I thought anything especially private health cover if provided by employer was automatically a BIK?

Any IFA recommendations (I'll check front page of website lol)?

[Clare@InTouch]

Talk to an IFA, they can talk you through the ones that you can claim with no benefit in kind implications.

[psychocandy]

Been thinking about this recently....

Anyone got any recommendations for any of these?