Originally posted by Scoobos
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Previously on "BoE impoverishing pensioners, pushing up inflation damaging consumer spending"
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You must spread some Reputation around before giving it to Doggy Styles again.
Totally...
Also.
I'm annoyed as I've seen my friends spend 200,000 on houses when they earn 25k a year , ring up credit card bills on balance transfers (in 1 case to 14,000) and then people like me have to pay to bail out irresponsibility.
You can blame GVT's all you want, but greed and nothing else has put us here IMO.
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Originally posted by Robinho View PostIs it the person who took the loan's fault? Or is it the bank's fault for giving them that loan? Or is it the government's fault for allowing banks to be able to create money whenever they lend, giving them almost zero incentive not to give a loan?
I wonder.
The only thing I think is wrong is if you play to one set of rules for most of your life (e.g. you work and save to support yourself when you can't work any more), then the rules change when it's too late to do anything about it (e.g. HMG decides to take your savings away).
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Originally posted by escapeUK View PostThats not the pensioners fault, its the parents borrowing more than they could afford that has caused the financial problems. Some might argue that banks offered to loan such silly amounts, but I tend to blame the person who uses the drugs not those that sell them.
I wonder.
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Originally posted by escapeUK View PostThats not the pensioners fault, its the parents borrowing more than they could afford that has caused the financial problems. Some might argue that banks offered to loan such silly amounts, but I tend to blame the person who uses the drugs not those that sell them.
As is often the case in these matters what starts out as a desirable option for some becomes the only option for many.
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Originally posted by BrilloPad View Post+1
Most young people cannot even begin to think about buying a home.
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The current crop of pensioners are OK-ish. It's us lot - the 30's to 50's - that are going to retire with not much apart from the cash we have in our properties.
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Originally posted by zeitghostAh.
The Logan's Run option.
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Mmmm - and I was sure that a QE news item would be sufficient to bring AtW out of his hiding place.
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Young people are the future.
They should be the priority in this mess.
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Originally posted by DimPrawn View PostThe vast majority are far wealthier than the younger generation who are in massive debt.
Are you suggesting we should take away from those who have provided for themselves and can no longer work, to subsidise those who have the advantage of youth to do it for themselves?
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Originally posted by BrilloPad View Post+1
Most young people cannot even begin to think about buying a home.
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Originally posted by Doggy Styles View PostHow many pensioners do you believe are wealthy?
It's not that many, because as you must know, most people retire with meagre funds for their retirement, and at their age little chance to suppliment it.
On the other hand, the younger generation have many more earning years in front of them to address financial shocks.
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It's all a big horrible mess unfortunately.
To stop it happening in he future we need a nice fixed money supply, full reserve banking and privatised pensions.
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