Reply to: Private Health Cover

[psychocandy]

If you or spouse work or have ever worked for a public sector employer take a look at C S Health. Can't speak highly enough of them. Last year I was able to schedule my (had quite a few, MRI scans etc..) appointments largely to avoid losing any paid time. So the insurance has paid for itself really.

Thanks. Mrs is nurse and I worked in IT for NHS many moons ago.

[Fred Bloggs]

Brilliant I just so happen to be a former civil servant, thanks for the information

You're welcome, you'll be very happy with CS Heath, I'm sure.

[The Spartan]

If you or spouse work or have ever worked for a public sector employer take a look at C S Health. Can't speak highly enough of them. Last year I was able to schedule my (had quite a few, MRI scans etc..) appointments largely to avoid losing any paid time. So the insurance has paid for itself really.

Brilliant I just so happen to be a former civil servant, thanks for the information

[Fred Bloggs]

If you or spouse work or have ever worked for a public sector employer take a look at C S Health. Can't speak highly enough of them. Last year I was able to schedule my (had quite a few, MRI scans etc..) appointments largely to avoid losing any paid time. So the insurance has paid for itself really.

[Old Greg]

I have a Simply Health policy that covers the family. Much cheaper than BUPA as it just gives back a percentage of what you pay depending on what the Premium is. It covers Dental and Optical as well.

In most cases you'll go back and use the NHS facilities anyway as BUPA just cherry pick the profitable sidelines of Healthcare. If you want to be bumped up the list for an operation, pay for an initial Private Consultation on referral from your GP.

This is becoming increasingly impossible. Commissioners (PCTs) are insisting on a chain of NHS consultations: GP to outpatients to surgery.

[The Spartan]

I don't have any pre-existing conditions fortunately, but I've found that I'm more susceptible to injury now as I'm getting older and I just want to make sure I can get treating quicker rather than being on a massive waiting list where someone who is well overweight and never worked a day in their life is ahead of me.

[fullyautomatix]

BUPA cover comes with a set of limitations. Any pre existing condition wont be covered. There is also a set of conditions that are not covered including maternity etc. It can come in handy some times. If you have a bad stomach ache for example, like my colleague had, the local GP might insist on prescribing painkillers and not bother diagnosing, you can ask for a referral and a BUPA doc might fully treat you.

[Halo Jones]

Do you have the full comprehensive cover?

Pretty comprehensive but only on referral stuff, I can’t complain as it’s a permie perk (I get taxed extra on a value of £500) as opposed to something I pay for directly & in full.
Pre-existing conditions are not covered

[Thejacka1]

I have a Simply Health policy that covers the family. Much cheaper than BUPA as it just gives back a percentage of what you pay depending on what the Premium is. It covers Dental and Optical as well.

In most cases you'll go back and use the NHS facilities anyway as BUPA just cherry pick the profitable sidelines of Healthcare. If you want to be bumped up the list for an operation, pay for an initial Private Consultation on referral from your GP.

[The Spartan]

Aint cheap mind....

I kind of guessed it wouldn't be I just feel the need to take extra precautions just in case I need to get something sorted quickly

[psychocandy]

Hi everyone

I'm wondering if anyone could give me their recommendations on which companies they use for health care as I'm looking as purchasing it for myself and extending cover to my family. As I believe it's important to look after myself now I'm contracting.

Thanks

Aint cheap mind....

[The Spartan]

That's sounds bad, I gather they just put obstacles in the way when you tried to use it.

[MarillionFan]

I cancelled mine in the end. Had for the whole family but the two times I tried to use it I got some old bollocks from Bupa. So I cancelled it and take out a critical cover insuance and left the more mundane stuff to the NHS.

[The Spartan]

Only ever used bupa but never had a problem: the way it works for me is if I get a specialist referral from the GP I phone up & they the authorise to see someone private

Do you have the full comprehensive cover?

[Halo Jones]

Only ever used bupa but never had a problem: the way it works for me is if I get a specialist referral from the GP I phone up & they the authorise to see someone private