Originally posted by TonyEnglish
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Reply to: AA or RAC?
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Previously on "AA or RAC?"
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Originally posted by Cliphead View PostMy RAC cover is due for renewal soon. Who do you prefer for breakdown cover, the big two or any of the others?
That's with Admiral.
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Originally posted by d000hg View PostDon't forget, AA are a rip-off. If you want to join because you've run out of petrol, suddenly all those special offers aren't available.
Surely that's what they all would do. That's like only taking out insurance only after what you are insuring against has happened. Try ringing up any insurance company and try to get cover for a break in that happened last night. At least the AA and the like will help you out if you have broken down and are not a member - for a price. If they didn't then nobody would buy cover and everybody would wait until the needed help before joining.
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Don't forget, AA are a rip-off. If you want to join because you've run out of petrol, suddenly all those special offers aren't available.
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Originally posted by realityhack View Post+1 for Green Flag.
-1 for Green Flag here.
Direct Line used to charge me £100 p.a. for Green Flag and the one time I needed them they were crap. So I joined the AA. Purely by coincidence, I've used them 3 times now in a year, they've been brilliant, and it costs me less.
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Originally posted by zeitghostStone me.
I've just realised I've been in the AA since 1977.
Must have paid them at least two or three cars worth of money over the years.
I've never fully trusted direct debits since.
The Swiss version (Touring Club de Suisse - TCS) on the other hand were pleasantly cheap and when I needed a new battery brought a decent quality one at a surprisingly competitive price.
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I'm with the AA - Last year I joined and got something back via quidco and paid £11.38 a month. This year then tried to increase my monthly amount to £19.30. I called them up to complain so they dropped it back to £11.38 - That covers me and my wife with relay and homestart.
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I follow the advice on Cheap breakdown cover: Roadside assistance from £8 a year... and go for the best European cover - last year it was about £50.
Mrs F has hers included with the car insurance because it's an old campervan which is a nightmare to get breakdown cover anywhere else - insurance bundles it in for £70. Buy it on it's own and it would be £200+
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Originally posted by zeitghostStone me.
I've just realised I've been in the AA since 1977.
Must have paid them at least two or three cars worth of money over the years.
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I use the RAC. I used to do some Motorsport and at the time the RAC managed the licencing (ISTR) so it seemed the right thing to do. Been a member for 20 years or so. I have had no problems with them at all but it's not bargain cover.
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AA for me on two grounds:
1. The policy I have gives me a hired car if mine is off the road, so always mobile. The RAC cannot do this.
2. I have the breakdown repair warranty with the AA. I think a £50 excess then they pay the balance of garage repairs up to a grand. RAC do not offer this.
Official cost is around £20 a month, but, because I am a low risk user having been with them for donkeys years they whacked it down to something like a tenner a month.
I do not just get breadown cover, I am guaranteed to always be mobile in my car, recovery truck or a loan car
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Originally posted by Cliphead View PostMy RAC cover is due for renewal soon. Who do you prefer for breakdown cover, the big two or any of the others?
I'm glad I had RAC cover and I'm glad I bought the car from a dealer.
At renewal time I always call the RAC and haggle the cost. They always try to put my 'premium' up by about 30% or so, but I always get it down.
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