Originally posted by Tensai
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Reply to: Mortgages
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Previously on "Mortgages"
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Last edited by Contractor UK; 10 March 2020, 11:10.
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I used a broker, seem to be clued up about getting mortgages for self-employed people and got me an excellent deal about 6 months ago. No idea what they can do currently though. PM me if you want the contact details of the chap I dealt with.Last edited by Contractor UK; 10 March 2020, 11:10.
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Cheers for the info.
I'm well below 70% LVR so I might give them a call. Don't hold out too much hope tho as their website now states they dont do trackers at all.
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Originally posted by bellymonster View PostSerious question for a change..
My tracker mortgage is about to end and it will jump from 2.49% up to 6.49%.
Obvioulsy I want to change and my bank FirstDirect have some half decent offers.
But, I've never applied for a mortgage as a contractor, and I wondered if anyone else had recently had any success.
I have a v.good credit history but in the current climate didn't know if it was worth applying. Certainly don't want to blot the history by being refused.
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I remortgaged with First Direct (offset) a few months back, they have no problem with contractors.
As well as decent BOE rate trackers their SVR is only 3.69% at the moment.
Not sure whether they will pass on the latest 0.5% cut in full, there is usually a month's lag but they like to undercut the opposition on SVR.
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Mortgages
Serious question for a change..
My tracker mortgage is about to end and it will jump from 2.49% up to 6.49%.
Obvioulsy I want to change and my bank FirstDirect have some half decent offers.
But, I've never applied for a mortgage as a contractor, and I wondered if anyone else had recently had any success.
I have a v.good credit history but in the current climate didn't know if it was worth applying. Certainly don't want to blot the history by being refused.Tags: None
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