Too Much Credit

[Bagpuss]

The other week I paid my credit card off in full.

I've just realised that I'd already paid it off in full a few days before that.

So I've now got about £600 sitting there not earning interest

Better get spending, I suppose

Or get them to transfer the positive balance back into your bank account, Egg and a few others don't charge for that.

[NickFitz]

You really need that when on the bench!

Waddya gonna buy? A short holiday or a Mac laptop?

Not sure... a variety of sex toys perhaps, although they aren't much use when one's single

I wouldn't be massively surprised if I realised one day that I've spent it all on buying domain names and funding Amazon EC2 machine instances

[RichardCranium]

The other week I paid my credit card off in full.

I've just realised that I'd already paid it off in full a few days before that.

So I've now got about £600 sitting there not earning interest

Better get spending, I suppose

You really need that when on the bench!

Waddya gonna buy? A short holiday or a Mac laptop?

[NickFitz]

Same here, I don't think any credit card company has ever had a penny off me. I was fully expecting to get one of those letters from Egg earlier this year, but instead they chose to raise my credit limit for some reason.

I think they do that in the hope that you'll succumb to temptation and put enough on there that you can't afford to clear it all

Either that or they've got your records mixed up with those of an unqualified sixteen-year old single mother who wants a nose job.

[voodooflux]

Simple, and I'm the sort of responsible customer they hate who pays their balance off in full every month.

Same here, I don't think any credit card company has ever had a penny off me. I was fully expecting to get one of those letters from Egg earlier this year, but instead they chose to raise my credit limit for some reason.

[Alf W]

The other week I paid my credit card off in full.

I've just realised that I'd already paid it off in full a few days before that.

So I've now got about £600 sitting there not earning interest

Better get spending, I suppose

I did something similar a few months ago. I have two cards, one of which I hardly use. By mistake I paid off the main balance on one on the other card. Couple of calls later, one card refunded me the money in credit no problem and the other waived the months interest on the balance I thought I'd paid off.

Simple, and I'm the sort of responsible customer they hate who pays their balance off in full every month.

[thunderlizard]

Happens to me frequently.
day 1: go over the limit a couple of days before the DD would have paid it off
day 2: get the card refused everywhere and have to phone up a patronising woman in Madras to pay off the balance and get things moving again
day 3: DD goes in anyway and pays off whatever the balance was on day 1.

[miffy]

I did exactly the same thing about 3 years ago!

[NickFitz]

you sure it doesn't pay interest nick?

Yup. Bloody cheapskates

[DS23]

you sure it doesn't pay interest nick?

[NickFitz]

The other week I paid my credit card off in full.

I've just realised that I'd already paid it off in full a few days before that.

So I've now got about £600 sitting there not earning interest

Better get spending, I suppose