Business Insurance renewal

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Paddy replied

2 March 2020, 14:52
Originally posted by ladymuck View Post

Insurance for what? Helps to know what policy you're buying...
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ladymuck replied

2 March 2020, 14:48
Cheaper than my renewal with Caunce O'Hara in August last year. My PL and PI are only £1m too.
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Wilmslow replied

2 March 2020, 14:23
Originally posted by tazdevil View Post

Do you need insurance? As a company director running a company with all employees being directors and if you never work at clients premises and work in a virtual office (based at home) then you probably don't need any Otherwise you only need it if clients demand you have it and insist on seeing the policy, is that the case? Who here has ever had a claim made against their business liability insurance?

Hi - Yes, I need it contractually. The usual Employee liability (£10M), Public liability (£2M) and Prof Indemnity (£2M).

Its around £400 with my accountancy - Seems a little steep, but if that's the going rate......
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tazdevil replied

2 March 2020, 13:16
Do you need insurance? As a company director running a company with all employees being directors and if you never work at clients premises and work in a virtual office (based at home) then you probably don't need any Otherwise you only need it if clients demand you have it and insist on seeing the policy, is that the case? Who here has ever had a claim made against their business liability insurance?
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GhostofTarbera replied

2 March 2020, 12:53
Originally posted by Wilmslow View Post

My accountants are after £400 for the insurance renewal - easy option is to just accept, but I’m curious about if this is a competitive quote. Lots comes up on google search but which companies are reliable ones (not involving stuffed meerkats or squirrels).

No need for accountants or insurance for the majority after the 6th April

Sent from my iPhone using Contractor UK Forum
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AtW replied

1 March 2020, 22:46
Well, considering you allegedly have mafia neighbours, I think it's pretty competitive as long as the quotes includes a funeral option...
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ladymuck replied

1 March 2020, 22:45
Insurance for what? Helps to know what policy you're buying...
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Wilmslow started a topic Business Insurance renewal

1 March 2020, 22:43
Business Insurance renewal

My accountants are after £400 for the insurance renewal - easy option is to just accept, but I’m curious about if this is a competitive quote. Lots comes up on google search but which companies are reliable ones (not involving stuffed meerkats or squirrels).
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