Reply to: Investment advice

[BR14]

You're not the freshest sandwich in the buffet, are you?

Tuppence short of a shilling, as my mother used to say

[northernladyuk]

lol So says someone who wants to vote for comrade Corbyn.

You're not the freshest sandwich in the buffet, are you?

[RokkieContract]

Property of overvalued and due for a correction.

Only if your a UK taxpayer and paying in sterling ! Given inflation rate prices will increase in the future so real value of debt will erode. If you are a tax free russian / indian / chinese / arab then UK property is the safest place on the planet. No money laundering regs (as you did not launder it in the UK) little tax, sterling is cheap and no threat of property being confiscated. So yes UK property may look expensive to you, but not to the 50m international investors outside the UK. You will see currently demands for commercial space increasing as well (google HQ). All of course subject to #Brexit nonsense.

[lukemg]

Is HL a better option than setting up the ISA directly on the Vanguard platform if not wanting to put money into anything other than their Lifestrategy product?

That is a fair shout, they don't do SIPP's currently but are planning to soon apparently but for an ISA, that is a better option for just Vanguard stuff.

[bulltraderpt]

I'd wait until the next General Election before staking me cash on property myself. Even still the only property I keep these days is land that was bequeathed to me. BTL was just so stressful for us in the end, was glad to sell it off.

Yes I agree about BTL, we had one but had great tenants, plus, when we worked out the metrics it was excellent, but we are talking 1999.

[Hobosapien]

Is HL a better option than setting up the ISA directly on the Vanguard platform if not wanting to put money into anything other than their Lifestrategy product?

To answer my own question, it looks like if just wanting to invest in a Lifestrategy product then doing so via an ISA managed on the Vanguard platform is cheaper.

Pick the best (and cheapest) investment Isa platform | This is Money

[scooterscot]

TBF it's been over valued for decades some would argue, given that the usual ratio of 3x one income or 2.5x joint income multiples has been blown apart now for at least two decades.

I'd wait until the next General Election before staking me cash on property myself. Even still the only property I keep these days is land that was bequeathed to me. BTL was just so stressful for us in the end, was glad to sell it off.

[bulltraderpt]

If you are under the impression that you made a point in that post, I would say you need to try really hard next time.

lol So says someone who wants to vote for comrade Corbyn.

[fullyautomatix]

I made it in the post did I not? Agreeing with the poster I quoted, but the market keeps going up so and although 'over valued' by traditional metrics, is it though.....?

If you are under the impression that you made a point in that post, I would say you need to try really hard next time.

[bulltraderpt]

Your point being??

I made it in the post did I not? Agreeing with the poster I quoted, but the market keeps going up so and although 'over valued' by traditional metrics, is it though.....?

[fullyautomatix]

TBF it's been over valued for decades some would argue, given that the usual ratio of 3x one income or 2.5x joint income multiples has been blown apart now for at least two decades.

Your point being??

[bulltraderpt]

Property of overvalued and due for a correction.

TBF it's been over valued for decades some would argue, given that the usual ratio of 3x one income or 2.5x joint income multiples has been blown apart now for at least two decades.

[bulltraderpt]

I wish you well with this craze. Personally I think it's the most blatant pyramid selling, Ponzi scheme, Emperor's new clothes bubble were the majority are going to lose a fortune and it wil most likely land up taking down most of the worlds stock markets.

It's all a giant con backed by the Russians to destabilise the West.

But good luck.

https://www.youtube.com/watch?v=5rAJJlxjUpA

[Hobosapien]

You don't need advice to invest 50k, it's easy.
Go to HL.co.uk.
Setup ISA.
Put 20k in.
If you have AT LEAST 5 years and preferably 10 before you need the money, buy Vanguard Lifestrategy 80/20 fund (80% shares).
In April - put another 20k in and do the same OR setup monthly auto purchase to PCA it.

GLA

Is HL a better option than setting up the ISA directly on the Vanguard platform if not wanting to put money into anything other than their Lifestrategy product?

[Uncle Albert]

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