Reply to: Debt is bad...

[MrMarkyMark]

FTFY

*May have to take out a mortgage for an additional 700K after selling my pad here to get a basement level, studio flat, in South Ken big enough to fit my bike in the bathroom.

[clearedforlanding]

Debt is wonderful!

I am going to swap my 5 bedroom duplex in Madrid, with roof garden with swimming pool, access to an international airport in 25 mins, and 20 restaurants within 2 minutes that serve a 3 course lunch including wine for 10.50 euros to move to LONDON*

*May have to take out a mortgage for an additional 700K after selling my pad here to get a basement flat in South Ken big enough to fit my bike in the hallway.

Actually no. I can be in LCY in 2.10hrs from here. I will stay.

[MrMarkyMark]

FTFY

Who's that Avatar Stek? Looks just like some raving Acid freak.

[MrMarkyMark]

At the same time some cars that are actually worth buying are made in very limited numbers or (at best) you have to wait for years or pay high premium to the "flippers"

You, too, could have all the cars you wanted, if you were part of UK PLC's economic success story.

i.e. you had properties in SE England.

You could have that mint fresh Aston

Gonna BOOM forever!

[centurian]

The good news is after years and years and years of being shiiit scared of checking my credit score I finally plucked up enough courage to do the Experian thing (Noodle said it couldn't do me for some reason).

I got 999 out of 999!

I need some debt - anyone need any by proxy?

Experian's credit scores are useless. They dish out 999 scores like a canteen serves hot dinners.

It probably means you won't get refused for credit, but it doesn't mean you will get a decent rate.

Best way to work out your credit score - apply for a personalised loan quote for 10K from one of the providers that offer a soft check (make sure it's really a soft check). Then see how close it is to the advertised APR, which is the amount offered to 50% of applicants.

[original PM]

It's all the hipsters getting 4g enabled cars so no one can get a break from the 🌷 they drivel in twitter.

Maybe a new 'package'

Drivel while you drive.

[stek]

I'd accept that! lol!!

RIP Mel Smith....

[greenlake]

Who's that Avatar Stek? Looks just like my loony brother.

It's me lol!

[stek]

Who's that Avatar Stek? Looks just like my loony brother.

It's me lol! With a protest Syrian Flag that fell on deaf ears...

My daughter did it as a sort of FB France reaction thing, it is still my FB pic..

Five year old pic tho, all I/we could do in the short 'I was annoyed' timescale. I put weight on since but lost it again so proxy same!

[xoggoth]

Who's that Avatar Stek? Looks just like my loony brother.

[DimPrawn]

The good news is after years and years and years of being shiiit scared of checking my credit score I finally plucked up enough courage to do the Experian thing (Noodle said it couldn't do me for some reason).

I got 999 out of 999!

I need some debt - anyone need any by proxy?

Setup a payday loan company. Borrow at close to zero % and lend at 999999999999999999% APR

That's the UK growth industry.

[stek]

The good news is after years and years and years of being shiiit scared of checking my credit score I finally plucked up enough courage to do the Experian thing (Noodle said it couldn't do me for some reason).

I got 999 out of 999!

I need some debt - anyone need any by proxy?

[AtW]

PS. I am not a boomer. I'm

FTFY

[DimPrawn]

The boomers have been borrowing from the future.

And now the future wants it back....

Boomers don't give a stuff. They will write a big cheque for all the loverly money and put it in their coffins when they go.

PS. I am not a boomer. I'm Generation X.

[BrilloPad]

When borrowing money is almost free (the ZIRP effect), why save up and wait?

Have all your tomorrows today!

The boomers have been borrowing from the future.

And now the future wants it back....